4281 FRONTERA LN, Wesley Chapel, FL 33543
One or more photo(s) has been virtually staged. Back on Market!!!! This Gorgeous Family Residence Located it the Exclusive Gated Community of Estancia at Wiregrass!! ASK ABOUT OUR GREAT RATE INCENTIVES, CONSESSIONS AND MORE available on this home! As you enter you are greeted by Soaring High Ceilings that enhance the spaciousness of the home, a grand Staircase and upper-level landing that s adorned with timeless iron railing adding an elegant touch. The main level is open concept featuring a Full Fath & Bedroom downstairs! The combination Great Room - Kitchen and Casual Dining all featuring luxurious porcelain plank floors that seamlessly blend modern elegance with functional living. The oversized Lania with paver flooring is perfect for outdoor gatherings offering ample space for relaxation and entertaining, it is "pre-plumbed" for an outdoor kitchen and is situated on an oversized pond view lot beckoning outdoor living for Endless Florida Sunsets. The Gourmet Kitchen is a Chef's Dream, equipped with Stone Counter tops, Farm Sink, High End appliances, gorgeous tiled back splash, pantry and a Butler's Pantry all that make it the perfect space for culinary creations and entertaining. The downstairs office is a perfect blend of functionality and elegance to inspire productivity while offering a serene workspace. The office is accessed through classic French Doors offering privacy and sophistication. Upstairs you will find 3 Bedrooms, 2 full bathrooms, and huge Laundry Room The expansive Primary Suite offers a private retreat with direct access to the Stunning Balcony, offering panoramic views where you can enjoy peaceful mornings overlooking the picturesque pond. The Primary Ensuite is a true sanctuary of luxury and relaxation. A walk through shower and soaking tub are the centerpiece of the en suite, dual vanities with stone countertops and natural light make this a haven of comfort and indulgence. Upstairs in this executive home, you'll find an impressive game-room/loft/media-room that is bathed in natural light. Whether it's a lively game night or a quiet afternoon retreat this room is the ultimate additional this AMAZING home. Every detail of this home has been meticulously crafted to offer the utmost in luxury and comfort. With its PRIME LOCATION in a top-rated school zone, this property is ideal for families seeking both quality, education and upscale lifestyle. Experience the best of Wesley Chapel - Tampa suburban living in the extraordinary residence. This STUNNING home is located in the exclusive gated community of Ravello within the Estancia at Wiregrass Community. Enjoy Resort Style Amenities with a luxurious clubhouse, zero entry, heated pool with tower slide and lap lanes, Courts to play Tennis, Pickleball and Basketball. CONVIENNTLY located minute away to Wesley Chapel's Top-rated Schools, Premier Dining and Shopping and so much MORE! Near I-75 nestled between SR54 and SR56. 30 Miles to TPA and all things Tampa
You may be able to put down less than the total down payment amount of $482,897 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3544756
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.