4281 Frontera Ln, Wesley Chapel, FL 33543
5 beds · 4 baths · 4,218 sqft
One or more photo(s) has been virtually staged.This Gorgeous Family Residence Located it the Exclusive Gated Community of Estancia at Wiregrass!! ASK ABOUT OUR GREAT RATE INCENTIVES, CONSESSIONS AND MORE available on this home! As you enter you are greeted by Soaring High Ceilings that enhance the spaciousness of the home, a grand Staircase and upper-level landing that s adorned with timeless iron railing adding an elegant touch. The main level is open concept featuring a Full Fath & Bedroom downstairs! The combination Great Room - Kitchen and Casual Dining all featuring luxurious porcelain plank floors that seamlessly blend modern elegance with functional living. The oversized Lania with paver flooring is perfect for outdoor gatherings offering ample space for relaxation and entertaining, it is "pre-plumbed" for an outdoor kitchen and is situated on an oversized pond view lot beckoning outdoor living for Endless Florida Sunsets. The Gourmet Kitchen is a Chef's Dream, equipped with Stone Counter tops, Farm Sink, High End appliances, gorgeous tiled back splash, pantry and a Butler's Pantry all that make it the perfect space for culinary creations and entertaining. The downstairs office is a perfect blend of functionality and elegance to inspire productivity while offering a serene workspace. The office is accessed through classic French Doors offering privacy and sophistication. Upstairs you will find 4 Bedrooms, 3 full bathrooms, and huge Bonus room and Laundry Room The expansive Primary Suite offers a private retreat with direct access to the Stunning Balcony, offering panoramic views where you can enjoy peaceful mornings overlooking the picturesque pond. The Primary Ensuite is a true sanctuary of luxury and relaxation. A walk through shower and soaking tub are the centerpiece of the en suite, dual vanities with stone countertops and natural light make this a haven of comfort and indulgence. Upstairs in this executive home, you'll find an impressive game-room/loft/media-room that is bathed in natural light. Whether it's a lively game night or a quiet afternoon retreat this room is the ultimate additional this AMAZING home. Every detail of this home has been meticulously crafted offering the utmost in luxury and comfort. With its PRIME LOCATION in a top-rated school zone, this property is ideal for families seeking both quality, education and upscale lifestyle. Experience the best of Wesley Chapel - Tampa suburban living in the extraordinary residence. This STUNNING home is located in the exclusive gated community of Ravello within the Estancia at Wiregrass Community. Enjoy Resort Style Amenities with a luxurious clubhouse, zero entry, heated pool with tower slide and lap lanes, Courts to play Tennis, Pickleball and Basketball. CONVIENNTLY located minute away to Wesley Chapel's Top-rated Schools, Premier Dining and Shopping and so much MORE! Near I-75 nestled between SR54 and SR56. 30 Miles to TPA and all things Tampa
Source: STELLAR #t3544756
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3544756
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3544756
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.