428 Hightower Dr, Debary, FL 32713
3 beds · 3 baths · 2,518 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 428 Hightower Drive. Located on the 3rd hole of the beautiful DeBary Golf course community. This stunning pool home offers the perfect blend of elegance, comfort, and modern living. Nestled on a spacious lot, this property is a true gem. 2,518 sq feet including 3 bedrooms, 3 bathrooms and a desirable Full 3 car garage. This is a move-in ready home. Enjoy the Florida sunshine in the backyard oasis, where you'll find a newer sparkling pool in an oversized covered and screened patio, perfect for entertaining or simply relaxing Pool is a salt pool with a pop up automatic cleaning system and electric heat. The pool has a custom built-in Cabo Shelf and tanning ledge, ready for your favorite chase/tanning chair. The amazing view of the 3rd hole of the golf course adds to the charm and appeal of this remarkable property. Step inside and be greeted by the grand foyer, which leads you into the open-concept formal living area. The sunlit family room boasts high ceilings, built-ins, large windows delivering the perfect golf course/pool view while creating an inviting atmosphere. The adjacent formal Dining room is amazing. Next up is the gourmet kitchen that is a chef's dream, featuring top-of-the-line Stainless Frigidaire Professional Series appliances (2 yrs old), Microwave is convection, range is convection and air fryer ready, granite countertops, fresh updated backsplash, bar seating, dinette area, 42” cabinets and ample storage space, recessed lights, upper and under cabinet remote lighting. Plantation shutters on most of the windows. The oversized Primary suite is a serene retreat, complete with a luxurious ensuite bathroom and a large walk-in closet with custom organization system, custom shower, double vanities, garden tub, large linen closet and more. With two additional well-appointed bedrooms and two more bathrooms, one with easy pool access, there is plenty of space for family and guests. The DeBary Golf course community offers an array of available amenities and membership opportunities, including a championship golf course, tennis courts, workout facilities and a clubhouse with amazing dining. With its convenient location, you'll have easy access to shopping, dining, medical offices, hospital and entertainment options, as well as top-rated schools. Pool is just 4 years old. AC new in 2014 Roof new in 2014, Water heater 2007.. New paint inside and outside 2021. Quick access to I-4, to Orlando and all of its attractions and all of our beautiful area beaches. Garage has a generator hook up switch installed. Don't miss the opportunity to make this exquisite home yours. Schedule a showing today and experience the luxury and lifestyle that awaits you at 428 Hightower Dr DeBary, FL.
Source: STELLAR #V4940569
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #V4940569
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.