428 Graypointe Dr, Greer, SC 29650
5 beds · 4 baths · sqft
Get a free consultation call with an expert in the mortgage assumption process.
Tucked inside the inviting Hartwood Lakes community in Greer, 428 Graypointe Drive welcomes you with timeless curb appeal and the kind of space that makes everyday living feel effortless. From the moment you step through the front door, you're greeted by gleaming luxury laminate plank flooring and the warm glow of natural light pouring into a formal sitting room—ideal for quiet mornings with coffee—or into a dining space made for gathering with loved ones over special meals. Just beyond, the heart of the home opens up into a spacious great room anchored by a gas fireplace, where movie nights and game days come to life. The kitchen, a dream for both seasoned cooks and casual entertainers, features sleek granite countertops, a massive island for prepping and serving, and a layout that keeps you connected to the conversation. Slide open the back door and you’re in your own private escape—a fully fenced backyard where kids can play, pets can roam, and friends can gather for summer evenings under the stars. In the backyard, raised garden beds create the ideal space to cultivate herbs, vegetables, or enjoy the wild strawberries already beginning to thrive—an unexpected treat for both kids and adults alike. Downstairs, a full bedroom and half bath provide the perfect spot for overnight guests, a dedicated office, or even multigenerational living. Upstairs, retreat to your sprawling primary suite, complete with a spa-like bath—featuring a soaking tub, separate shower, and a closet so large it could be a room of its own. Four additional bedrooms provide generous living space for the whole household, while the oversized upstairs flex room brings endless possibilities—whether as a media room, playroom, home gym, or creative studio. A rare 3-car garage delivers exceptional storage capacity for outdoor gear, hobbies, and daily essentials. And just beyond your doorstep, you’ll enjoy scenic sidewalks, a tranquil neighborhood lake, and easy access to award-winning Riverside schools, GSP Airport, and the shops and dining of Pelham Road and downtown Greer.
Source: GREENVILLESC #1555137
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GREENVILLESC #1555137
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.