VA loan
1 of 64
VA loan
$889,000 SIGNIN

Sign in to see required down payment for the 2.5% rate

42791 Macbeth Ter, Ashburn, VA 20148

3 beds · 3 baths · 3,026 sqft

Welcome to 42791 Macbeth Terrace, a stunning townhouse in the highly desirable Birchwood at Brambleton 55+ community. This spacious residence offers 3,026 square feet of thoughtfully designed living space with a private elevator to the 2nd level. Imagine having the choice of relaxing outdoors with your morning coffee and enjoying the sunrise on your rooftop terrace on the front of your home, or admire the sunsets over the lake off your private balcony just off the owner's bedroom! In addition, there is a patio with private yard providing additional outdoor space for admiring the lake, or gardening. No worries about lawn mowing with the HOA providing lawn maintenance throughout the community. Inside this lovely home, there is spacious open level living on the main level with high ceilings, engineered hardwood floors, a chef's kitchen featuring quartz countertops and soft close cabinets, and a walk-in pantry with built in shelves. In addition to the living/dining space, there is a bonus room with flexibility to be used as a home office or workout room. On the upper level, there is an additional open loft space, that would also offer flexibility for use and three generous bedrooms, including a luxurious primary suite with an ensuite bathroom and private balcony. The primary ensuite boasts a separate shower, providing a spa-like retreat for relaxation. Step into a custom closet, designed to accommodate all your wardrobe needs with ease. A separate bonus room upstairs is perfect for another office or craft/sewing room. Convenience is key with an attached garage, offering secure parking and extra storage space. The laundry room on the main level adds to the home's practicality, making everyday tasks a breeze. This townhouse combines elegant design with functional features, creating a welcoming atmosphere for all. Don't miss the opportunity to make 42791 Macbeth Terrace your new home. Contact us today to schedule a viewing and experience the charm of this Ashburn gem firsthand!

Estimated
Seller's interest rate
2.5%
7%
Estimated
Monthly payment

$4,063
$5,724
You may also save up to $509,841 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $5,724 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
2.5%
Remaining term
25 yrs and 7 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$4,063
Principal & interest
$2,822
Mortgage insurance
-
Property taxes
$640
Home insurance
$303
HOA fees
$296
Utilities
Not included

Source: Public records

Home details
Size
3,026 sqft
Lot size
0.08 acres
Year built
2020
Type
Townhouse
HOA dues
$296.00

Source: BRIGHT #VALO2092798

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 16, 2025 11:16 pm
Listing agent: Karen A Miller (703) 622-8838
Listing provided courtesy of: Compass (703) 783-7485
Details provided by BRIGHT and may not match the public record.
MLS ID: #VALO2092798
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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