42788 Macbeth Ter, Ashburn, VA 20148
3 beds · 3 baths · 2,669 sqft
Get a free consultation call with an expert in the mortgage assumption process.
ASSUMABLE LOAN at 2.875%!!!! Stunningly maintained Cousteau model town home that feels like brand new. In the heart of leaving you boundless opportunities for entertainment. Within this vibrant enclave, a world of activities awaits, both organized by the HOA and initiated by residents. Take in the picturesque shores of Lake Birchwood, savoring moments of tranquility. Delve into community life at the expansive clubhouse, offering a plethora of amenities to enrich your days. From lively gatherings to serene retreats, every occasion is enhanced by the diverse offerings at your disposal. Challenge your skills in the state-of-the-art golf simulator or unleash your culinary prowess in the fully equipped demonstration kitchen, complete with occasional cooking classes. Engage in leisurely pursuits like billiards and wine tastings, or explore your artistic side in the onsite art studio. Dive into the refreshing waters of indoor and outdoor pools, perfect for lap swimming or casual dips year-round. Embrace outdoor activities with pickleball and bocce ball courts, a greenhouse, garden area, and a community pier for catch-and-release fishing. Indulge in the delights of a nearby bakery and coffee house, adding a flavorful touch to your daily routine. Nestled within this dynamic community lies the Grand Villa townhome by Van Meter Homes, offering a blend of modern flair and traditional charm. With ample space spanning just under 2700 sq. ft. on a 4356 sqft. corner lot, this end unit townhome boasts multiple outdoor spaces for relaxation, extra windows adding tons of natural light and entertainment. Step inside to discover a thoughtfully designed layout featuring a study, powder room, and a spacious open floor plan adorned with premium finishes. The gourmet kitchen beckons with its linen painted cabinets, granite countertops, and stainless-steel appliances. Retreat to the expansive primary suite with a luxurious five-piece bath and a private balcony overlooking the tranquil lake. Additional guest rooms, a loft area, and a convenient laundry room complete the upper level, providing versatility and comfort. Conveniently located near shopping, dining, and transportation options, this residence offers the perfect blend of serenity and accessibility within a thriving 55+ community.
Source: BRIGHT #VALO2092644
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2092644
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.