427 N Lakeview Ave, Winter Garden, FL 34787
4 beds · 2 baths · 1,781 sqft
Charming POOL home with a fenced-in backyard oasis just footsteps from historic downtown WINTER GARDEN! This beautiful retreat with NO HOA sits on a QUARTER of an acre and features 4-bedrooms, 2-baths, a dining space that opens to a family room, a 13 X 22 living room, a laundry room with ample storage, a generously sized screened-in porch (~12X38), a serene backyard perfect for relaxation and entertaining, and a utility shed for added storage. Step through the FRENCH doors onto the porch and take in the lush private landscaping. The spacious kitchen boasts GRANITE countertops and stainless steel appliances, making meal prep a delight. UPDATES include: double-pane windows and roof (2014), water heater (2023). This move-in-ready home is located in the GOLF CART district near the vibrant historic downtown Winter Garden, where you can explore charming boutiques, exceptional dining, the award winning Farmers Market, and access to the 22 mile long West Orange Trail. Ride your golf cart to dinner or take a leisurely stroll into town. Enjoy stunning sunsets, a public boat ramp, an expansive park, and a playground at Newton Park, overlooking Lake Apopka. Local events are hosted at this park, including July 4th fireworks, which can be seen from the front yard! With easy access to major highways, shopping, and entertainment, this home offers both tranquility and convenience. Don’t miss this rare opportunity to own a piece of Winter Garden’s charm! Note: the pool is in need of repairs. Property is being sold AS-IS.
Source: STELLAR #O6290029
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6290029
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.