42628 Beckett Ter, Ashburn, VA 20148
4 beds · 4 baths · sqft
Get a free consultation call with an expert in the mortgage assumption process.
Looking for the low maintenance and convenience of a town home with all the interior and exterior space of a single family home in a fabulous Ashburn location? This is THE ONE you don't want to miss! This exceptional end unit town home boasts 3,300 sq ft in the heart of 20148 and is zoned for Briar Woods High School. From the two story entry to the main level featuring an open floor plan, hardwood floors, high ceilings, and upgraded light fixtures, you can't help but appreciate all the "extras" that make this townhome unique. Enjoy cooking and entertaining in your gourmet kitchen, with an oversized island, updated backsplash, newer fridge & dishwasher, which leads to the spacious family room with a warm and welcoming fireplace. Connected to the kitchen and family room, the rear deck is a wonderful extension of your living and entertaining space. The light filled front room can be used in so many ways - formal dining/living, office space, play space, reading or music room - you choose! Upstairs is a primary bedroom retreat you won't want to leave, featuring custom built in closets, a private bath with separate soaking tub and shower, and your own covered outdoor balcony. Two additional secondary bedrooms, a full bath, and a laundry room complete the bedroom level. Whether you enter through your spacious two car garage (already equipped with an EV charger, epoxy floors, and storage shelves) or the welcoming covered front porch, the ground level features a large rec room with wet bar, a separate bedroom, and full bath. The outdoor living options are superb - enjoy the sunset from the large composite deck overlooking open/park space, start your day with coffee on your private top level balcony adjoining your primary bedroom, or play in the fenced yard with a newer patio. The coveted location is surrounded by open space, walking paths, playgrounds, and sports fields, all just 1 mile from Brambleton Town Center and 3.5 miles to the Ashburn metro station. Welcome Home!
Source: BRIGHT #VALO2089714
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2089714
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.