42420 N Stonemark Dr, Anthem, AZ 85086
4 beds · 4 baths · 3,678 sqft
Ranked TOP 5 COUNTRY CLUBS in Arizona, the lifestyle the prestigious Anthem Country Club provides here is unmatched. This 4 bedroom residence, generous 13,000+ sf lot with impressive 11ft ceilings and impeccable design includes a private CASITA with full bathroom! Perfect for a guest quarters or a dedicated office with glass French door views out to your private courtyard entry! Step in the rotunda style, grand foyer entrance and admire the natural light, new wide plank, wood-look flooring, stone elements and all the places to showcase your art. This open concept, spacious floor plan provides two living rooms, dining, and a bonus room. Potential for indoor gym? Play room? Office? Or maybe add a door for a 5th bedroom. Nestled along the 5th hole of one of the club's 2 championship golf courses and no neighbors behind, this home offers breathtaking, unobstructed Sonoran Desert views with jaw dropping nightly sunsets! Appreciate the newly remodeled, modern, contemporary kitchen with new quartz countertops and dual sided waterfall island, new custom cabinetry with 6" brass hardware, new tile backsplash, 6 burner WOLF GAS RANGE, new industrial hood, double ovens, reverse osmosis water purification system, oversized fridge, full stainless steel appliance package, and walk in pantry! What's not to love. With the guard gated entrance and no age restrictions, residents in this active community enjoy 36 holes of championship golf, two full-service practice ranges, two restaurants, water park with two pools, two spas and a clubhouses but it wouldn't be complete without the tennis, pickleball, bocce ball courts, and fitness center. Sit out back on the covered flagstone paver patio and live the ultimate resort lifestyle in this meticulously crafted home in Anthem Country Club!
Source: ARMLS #6787191
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6787191
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6787191
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