424 Carrara Dr, Summerville, SC 29486
4 beds · 3 baths · 3,474 sqft
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ASSUMABLE 3.75% RATE! Nestled in the highly sought-after Woodwinds at Cane Bay, this exquisite 4-bedroom, 3-bathroom home with a spacious 3-car garage is the epitome of style and serenity. Its impressive curb appeal is highlighted by a charming second-story balcony and corner lot. As you step inside, you're greeted by a welcoming dining room that seamlessly flows into an open-concept kitchen and living area, thoughtfully designed for both comfort and entertaining. This home is brimming with upgrades, featuring elegant wood laminate flooring throughout. The gourmet kitchen is a culinary dream, boasting four ovens to accommodate all your cooking and baking needs. It is adorned with sleek gray cabinets, luxurious granite countertops, a sophisticated white subway tilebacksplash, a double wall oven, a gas oven, stainless steel appliances, a hood range, a gas stovetop, and a farmhouse-style sink. A striking chandelier adds a touch of elegance, while natural light floods the space through the windows and sunroom, offering serene views of the fenced-in backyard. The main floor includes a guest suite with a private ensuite, providing a comfortable and private space for visitors. Upstairs, a generous loft leads to three well-appointed bedrooms, including the opulent primary suite. This retreat features dual vanities, a 6-foot tiled shower, a separate soaking tub, tile flooring, and a spacious walk-in closet. Start your mornings on the private balcony off the primary suite, savoring the tranquil surroundings. Down the hall, two additional bedrooms, a guest bathroom, and a conveniently located laundry room complete the upper level. Experience the perfect blend of luxury and tranquility in this remarkable home. Summerville offers historic charm, top-rated schools, and a vibrant community. You'll have easy access to shopping, dining, parks, and major highways. This home not only provides an oasis but also grants easy access to Woodwinds resort-style amenities. Explore the extensive network of wooded walking and jogging trails. The Cane Bay YMCA, Publix, shopping, dining, a gas station, and top-rated schools are all within reach. This well-maintained home is move-in ready, with updated fixtures, and modern amenities. Don't miss your chance to make this exceptional property your new home.
Source: CTAR #25011752
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #25011752
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.