4238 GOLFAIR LN, North Port, FL 34288
The seller is offering $5,000 towards buying down the interest rates."******* CALL FOR DETAILS! Stunning home! 1.00 ACRE LAND!! Embraced by a super tranquil park-like setting. This exquisite property is a haven of tranquility, providing a perfect escape while being just a short 5-minute drive from all amenities. Situated on a generous **1.00 ACRE LAND ** this 4-bedroom, 2-bath residence is a dream home for families seeking both space and luxury. The highlight of this home is the oversized custom saltwater pool with a deep end of 6.00 ft, accompanied by a 6-person jacuzzi featuring a gas heater for a spa-like experience at a fraction of the cost. The expansive .23-acre fenced yard is perfect for families with furry friends, ensuring everyone can enjoy the lush surroundings in complete safety and privacy. Inside, the attention to detail is impeccable. The entire house boasts ceramic tile flooring and custom-imported exotic double-edge granite counters. The kitchen, a true culinary delight, features a matching granite backsplash, making it a focal point for entertaining. Noteworthy features include a reverse osmosis system covering the entire home, providing a cost-effective and environmentally friendly solution to water consumption. With no requirement for flood insurance, this property offers peace of mind in an enviable location. Upgrades are abundant, with a new A/C system in 2016, a roof replacement in 2017, an irrigation system in 2017, and a new fence in 2009. The water heater was also replaced in 2017. The new well pump was in 2022, the Septic tank was serviced and pumped in October of 2022, and The paved driveway, sidewalk, and pool area were all redone in 2017, adding to the home's overall curb appeal. The floor plan is designed with functionality and flexibility in mind. The oversized master suite features a spacious master bath with his and hers sinks and two walk-in closets. The separate formal living room and family room provide versatile spaces that can be customized to suit individual preferences, whether it's a home office, kids' playroom, or craft room. Conveniently located just 15 minutes from white sandy beaches, 10 minutes from boating and fishing opportunities, and within a short distance to the best shopping, movie theaters, restaurants, schools, and walk-in clinics, this home offers a lifestyle that is both convenient and luxurious. Don't miss out on the opportunity to call this amazing property "home." Call now and start your journey toward living in this truly remarkable residence! Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
You may be able to put down less than the total down payment amount of $321,528 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #c7485801
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.