VA loan
1 of 83
VA loan
$964,900 SIGNIN

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4234 Sunset Preserve Blvd, Orlando, FL 32820

7 beds · 6 baths · 4,527 sqft

BEAUTIFUL MOVE IN READY HOME in a FANTASTIC community! This home as finished as though it was a LUXURY builders MODEL HOME! Does not need anything except you! Already complete with BUILT IN CLOSETS AND PANTRY, CROWN MOLDING, CHAIR MOLDING AND CASING, CUSTOM BUILT IN WINE BAR! ALL APPLIANCES INCLUDED! This home was built in 2023 with all of the latest energy features such as double pane insulated windows and so much more for excellent energy savings! This home has been kept in BRAND NEW condition with ADDED CUSTOM ENHANCEMENTS. The home has a WELL installed and FULLY PAID FOR resulting in $12 water bills! When you walk in this home you look straight through the home into the backyard offering tons of space through massive DISAPPEARING POCKET SLIDING GLASS DOORS to a HUGE BACKYARD overlooking WATER. Enjoy SPECTACULAR FLORIDA SUNSETS right from your home and backyard! This home has been tastefully designed down to every single detail. This home is great for entertaining! This home has the primary bedroom, in law suite, office and two guest bedrooms all on the first floor. The second floor has a HUGE BONUS ROOM, THEATER ROOM and two more bedrooms. Located in a GATED COMMUNITY WITH A PRIVATE BOAT RAMP TO LAKE PICKETT which is a private 763-acre beautiful lake to boat, water ski, fish or just to take in the beautiful Florida sunsets. The community also has a playground. As you drive through the community you will notice oversized and spaces roads throughout allowing you to feel the spaciousness of this quaint and quiet upscale community. This home is in a GREAT LOCATION! You will be located about 15 minutes from UCF, about 30 minutes from LAKE NONA/MEDICAL CITY AND THE VA HOSPITAL as well as the ORLANDO INTERNATIONAL AIRPORT, less than 20 minutes from WATERFORD TOWN CENTER, 20 miles to DOWNTOWN ORLANDO, 30 minutes to KENNEDY SPACE CENTER AND THE BEACHES, 10 miles to AVALON PARK, 4 miles from PUBLIX, RESTAURANTS and much more. You will be just minutes from 408, 417 & 528. This is a prime location for all conveniences yet tucked away in a very quiet community with spacious home sites. COME SEE THIS BEAUTIFUL HOME!

Estimated
Seller's interest rate
4%
7%
Estimated
Monthly payment

$5,807
$7,425
You may also save up to $547,036 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $7,425 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
4%
Remaining term
28 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$5,807
Principal & interest
$4,325
Mortgage insurance
-
Property taxes
$422
Home insurance
$876
HOA fees
$182
Utilities
Not included

Source: Public records

Home details
Size
4,527 sqft
Lot size
0.5 acres
Year built
2023
Type
Single Family Residence
HOA dues
$182.50

Source: STELLAR #O6215985

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 18, 2025 07:35 am
Listing agent: Lori Gilmore (407) 402-2623
Listing provided courtesy of: LORI GILMORE REAL ESTATE LLC (407) 402-2623
Details provided by STELLAR and may not match the public record.
MLS ID: #O6215985
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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