423 Stepstones Dr, Boiling Springs, SC 29316
4 beds · - baths · sqft sqft
Owner motivated to sell!! Tremendous opportunity in the prestigious River Rock subdivision! This is a beautiful development featuring apool for relaxing after a long work day in the summer. Located in the Boiling Springs community, you will find this a very convenientlocation for retail shopping, restaurants and schools. It has easy access to the interstate system to travel to Spartanburg, Greenville, orother travel locations. Approaching the home you will see updated landscaping around the front of the home. The home is absolutelystunning inside with the extensive trim work, freshly painted rooms, new carpet, and professionally cleaned home for a quick move in!Entering the front door you have an inviting entryway for guests to feel right at home. There is a mudroom area for hanging coats andholding shoes, also. The laundry room is amazing as it has a washer and dryer, that are remaining with the sale, with shiplap wall andcabinets above for storage. The whole home has lots of storage space available both downstairs and upstairs. There are 3 bedrooms onthe main floor including the master suite. The extensive master suite allows plenty of room for furniture while having a king size bed inthe room. The master bath has a luxurious tile shower and double sinks. The master walk-in closet has an area large enough to have asitting stool to utilize while dressing. The kitchen has a gourmet feel with the island and balanced work space to provide those delectabledishes for your guests. Plenty of cupboard and counter space for preparing your next feast! The living room has a beautiful gas logfireplace to relax and unwind from the days activities! All appliances remain with the sale of the home.The upstairs has a full bathroomand bedroom. Plenty of room for a separate living space for someone! There is also loft space to have that media room for watching thebig games or watching those late evening movies. Moving outdoors, there is a sunroom off of the dining area to enjoy the outdoors.Along with that enjoyment you will have privacy with a 6' privacy fence around the backyard. With the many amenities and size of thishome, it is truly a diamond that you must see!
Source: GREENVILLESC #1541091
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1541091
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1541091
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