4225 Dunham Park, Flowery Branch, GA 30542
5 beds · 5 baths · 6,110 sqft sqft
**REDUCED** Welcome to your luxurious retreat on the 1st hole of the renowned Royal Lakes Golf & Country Club! Nestled in the scenic beauty of South Hall County, Georgia, this stunning estate offers an unparalleled lifestyle for those passionate about golf, tennis, and pickleball. This exquisite home boasts a premier position on the prestigious 1st hole, offering breathtaking views of the meticulously maintained Scottish-designed course. Whether you're a seasoned pro or a weekend warrior, you'll relish the challenge of the Par 5 1st hole, designed to test your skills while providing a picturesque backdrop for your everyday life. Spanning over 6,000 sq ft, this estate is perfect for those who value both luxury and leisure. The master suite is a sanctuary of relaxation with its spa-like bathroom and private balcony overlooking the lush greens. Expansive windows flood the home with natural light, highlighting the exquisite finishes and attention to detail throughout. The heart of the home, the gourmet kitchen, is a chef's dream. Outfitted with top-of-the-line appliances, custom cabinetry, and a large island, it's perfect for preparing meals for family and friends. Adjacent to the kitchen, the open-concept keeping room and dining area provide seamless flow for entertaining, while multiple outdoor decks offer a stunning setting for alfresco dining with panoramic golf course views. Designed with an active lifestyle in mind, this home offers multiple living areas including a cozy family room, a formal living room, and a dedicated game room. The expansive backyard is a haven for outdoor activities, or you can take a quick golf cart ride to the pristine pool with a waterslide, tennis, and pickleball courts. For those who love to stay active and engaged, Royal Lakes is more than just an elite golf course. Enjoy the vibrant community atmosphere with social events, exquisite dining options at the clubhouse, and the opportunity to host unforgettable weddings and celebrations. Charter memberships are currently available but act fast before it becomes an exclusive Members-only club. Set on 150 acres of rolling hills and scenic beauty, this golf course community provides a tranquil escape from the hustle and bustle. The meticulously landscaped grounds and picturesque views make every day feel like a vacation. This property offers an unmatched combination of luxury, activity, and leisure. Don't miss this rare opportunity to own a piece of paradise in the prestigious Royal Lakes Golf & Country Club and embrace a lifestyle filled with golf, tennis, and pickleball. Seller has a very low assumable loan at 2.75% for $325K that help you to achieve more buying power. Call for details.
Source: GAMLS #10330024
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10330024
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10330024
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.