422 Harbour View Dr, Myrtle Beach, SC 29579
3 beds · 2 baths · 2,238 sqft
Welcome to 422 Harbour View Drive, an exceptional residence nestled within the prestigious gated community of Boardwalk on the Waterway. This meticulously maintained home offers serene pond views from its rear porch and expansive patio, creating an idyllic retreat for relaxation and sophisticated outdoor entertaining. Just steps from your door, enjoy walking along the scenic boardwalk lining the Intracoastal Waterway. For boating enthusiasts, the community's exclusive boat storage facility and private launch ramp provide effortless water access within minutes—a rare and coveted amenity in Myrtle Beach's luxury market. The thoughtfully designed floor plan offers the perfect balance of communal and private spaces. The first level has two guest bedrooms, a full bath, and an inviting living area featuring a custom wet bar and direct access to the patio. Ascend to the second floor to discover the gourmet kitchen showcasing premium appliances and an open-concept design that flows into the dining area and main living space. The primary suite enjoys a spa-inspired en-suite bathroom, walk-in closet with custom storage solutions, and designer finishes throughout. This exceptional property offers a unique financial opportunity: qualified buyers may assume the existing VA loan with its favorable interest rate, enhancing the immediate affordability and long-term investment value of this remarkable home. Situated in the heart of Myrtle Beach's most desirable corridor, this home places you moments from world-class championship golf courses, top-rated academic institutions, fine dining and upscale shopping, the pristine shores of the Grand Strand, and cultural venues with premium entertainment options.
Source: MYRTLEBEACH #2509012
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MYRTLEBEACH #2509012
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.