4217 Beargrass St, Clermont, FL 34714
3 beds · 2 baths · 1,906 sqft sqft
Welcome to this beautiful single-family home located at 4217 Beargrass Street in the desirable Sawgrass Bay neighborhood. This inviting residence offers a perfect blend of comfort and style, ideal for modern living. Boasting three bedrooms and two bathrooms, this home provides ample space for families and guests. The open floor plan enhances the living experience with a seamless flow from room to room. The well-appointed kitchen is a chef’s dream, featuring an enormous 11-foot kitchen island, stainless steel appliances, granite countertops, $3000 custom blinds, and plenty of cabinetry. plus, custom blinds throughout the entire house, large walk-in pantry. New roof 2023, condenser on a/c replaced 2023. Enjoy cozy evenings in the bright and airy living room, or host gatherings in the formal dining area that opens to the kitchen. The generous master suite includes a walk-in closet and en-suite bathroom with dual sinks, there is plenty of room in expansive walk-in shower. The master bedroom has a flex space for an office or play area. Security system in place, just have it connected, along with the ring doorbell. Enjoy sitting on the front wrap around porch and a nice cup of coffee. Upgraded Chamberlain Smart garage door opener. Open and close with your cell phone. The property is situated in a vibrant community with access to amenities such as a community pool, two playgrounds, a sand volleyball court, and walking trails by numerous lakes. Located in Clermont, this home offers easy access to local shopping, dining, and entertainment options. Plus, enjoy proximity to major highways and beautiful Lake County parks, such as Lake Louisa only five minutes away. Not to mention the spectacular Olympus Project that is starting development currently. Wait there's more, a new shopping center in the plans for the back of Sawgrass Bay boulevard. Located 20 minutes from Disney World. Sawgrass Bay Blvd. will be extended to Western Way (Back entrance to Disney) in 2026. This well-maintained home combines convenience with charm, making it the ideal choice for anyone looking to enjoy the best of Clermont living. Don’t miss the opportunity to make this your new home!
Source: STELLAR #l4948065
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4948065
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4948065
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.