4215 Windberry Ct, Round Rock, TX 78665
4 beds · 4 baths · 3,311 sqft
Welcome to one of the finest homes in Teravista, a masterfully upgraded retreat offering the perfect blend of elegance, smart technology, and family-friendly charm. Sitting on an oversized cul-de-sac lot, this move-in ready home is designed to impress from every angle! Rare Cul-de-Sac Location, Ultimate privacy with a huge 10,759 Sq. Ft. lot, Luxury Upgrades Throughout – New hardwood floors, modern recessed lighting, and high-end finishes, Smart Home Features – Nest thermostats, smart garage, smart doorbell, high-tech security system, and an integrated sound system, Gourmet Chef’s Kitchen – Granite countertops, stainless steel appliances, spacious island, breakfast bar & open-concept layout, Grand Living Room – Soaring ceilings, large windows with natural light, and elegant art niches, Private Primary Suite on Main Level – Spa-like en-suite with soaking tub, walk-in shower & dual vanities, Bonus Spaces Galore! Home office, upstairs bonus room & private media room for ultimate entertainment, An Entertainer’s Dream Backyard! Step outside into a backyard oasis designed for unforgettable moments! Expansive Covered Patio – Perfect for outdoor dining, relaxing & entertaining, Two Stunning Pergolas – One featuring a built-in fireplace & ambient lighting for cozy gatherings, Elegant Water Fountain – A breathtaking feature that adds elegance & tranquility, Lush Green Space – A massive, private backyard with endless possibilities for play, gardening, or even a future pool! Smart Landscape Lighting – Motion-sensor LED lights along pathways for beauty & security Prime Location & Convenience! Walking Distance to Teravista Elementary School, Minutes from Shopping, Dining & Entertainment – Close to Round Rock Premium Outlets, IKEA, H-E-B, and Teravista Golf Club, Easy Access to Major Highways – Quick commute to Austin via I-35 & Toll 130. This one-of-a-kind home in Teravista’s prime cul-de-sac location is priced to sell and won’t last long! Schedule your private showing today!
Source: ACTRIS #4999933
Send questions to support@withroam.com
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: ACTRIS #4999933
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.