4213 Bretdale Run NW, Kennesaw, GA 30152
5 beds · 4 baths · 3,801 sqft
Welcome to this stunning 4 bed, 4.5 bath home in the highly sought after Harrison High School district! Nestled on a private cul-de-sac lot, this beautifully upgraded home boasts a freshly painted interior, brand new hardwood floors, and new carpet throughout. Additional updates include a brand-new HVAC and furnace (with warranty), ensuring comfort and efficiency for years to come. Step inside to a spacious and functional layout designed for modern living. Upon entry, you're greeted by a large dining room and a versatile flex space. The chef’s kitchen seamlessly flows into the bright and inviting living area, complete with cathedral ceilings that enhance the open feel. Upstairs, you'll find four generously sized bedrooms, including two that share a Jack and Jill bathroom, and another with its own private bath. The oversized primary suite is a true retreat, featuring a sitting area, a luxurious jacuzzi tub, and a massive walk-in closet. The fully finished basement is perfect for entertaining or multi-generational living, offering a built in bar, a bonus room or additional bedroom, a full bathroom, and a spacious living area. Outside, enjoy the fully fenced backyard, an ideal space for children, pets, or outdoor gatherings. Located just 5 minutes from the West Cobb Avenues, this home provides easy access to premier shopping and dining. Plus, it's right across the street from the prestigious Lost Mountain Stables. Take advantage of exclusive buyer incentives when financing with our preferred lender, ask your Realtor for details! Don’t miss this rare opportunity to own a home that truly has it all. Schedule your showing today!
Source: FMLS #7533825
Send questions to support@withroam.com
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: FMLS #7533825
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.