4212 Lowell Blvd, Denver, CO 80211
4 beds · 2 baths · 1,840 sqft
Nestled on a double-lot atop a hill in the highly sought-after Berkeley neighborhood, this enchanting 1924 bungalow is a rare gem with unobstructed mountain views. With the yard space, walkability and proximity to schools it is the perfect family home. Most of the stylish furniture and decor can be included with the right offer. This historic bungalow has been meticulously renovated and restored, featuring professional landscaping, an organic garden, and an outdoor oasis complete with a cedar hot tub—perfect for enjoying Colorado’s beautiful seasons. Just a 10-minute stroll to the vibrant Tennyson Street, you’ll find Denver’s hottest restaurants, bars, coffee shops, ice cream parlors, and breweries. The local zero-waste grocery store, Nude Foods, is a mere 200 feet away, along with a bike/ski repair shop and the Michelin winning restaurant, Ginger Pig. Inside, you’ll be greeted by stunning original hardwood floors, arched openings, and a newly renovated sun porch. The open-concept living and dining areas are ideal for entertaining, comfortably seating 6-8 guests. A dedicated office space ensures a productive work-from-home environment, while the main floor primary bedroom offers convenience with an adjacent bath. The sunroom has breathtaking mountain views greet you each morning and stunning sunsets conclude your day. The lower level boasts impressive ceiling height, featuring two additional bedrooms, laundry, and a bathroom. The property’s professional landscaped organic garden, produces over 37 vegetables annually, and includes apple, cherry, and pear trees. Electrical updates in the garage and outdoor areas support a lovely cedar tub and car charging. If you are a homeowner with a passion for gardening and entertaining, this bungalow is a must-see!
Source: RECO #5562133
Source: RECO #5562133
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5562133
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