4211 93rd Ter N, Pinellas Park, FL 33782
2 beds · 1 baths · 864 sqft
Location, Location, Location! Adorable Bungalow on the 18th green of the Mainlands Golf Course! This beautiful home offers an easy to maintain lifestyle. You will love the large living room, light and bright open floor plan, double pane windows with window treatments, newer hot water heater, newer front door with custom oval glass inlay, and storm door. The updated kitchen features solid wood cabinets, some sleek stainless-steel appliances, recessed lighting, eating space in the kitchen and sliding doors to the screened lanai offering amazing panoramic views of the golf course. Private master suite. The 2nd Bedroom guest suite features a walk-in closet and is perfect size for a home office, craft room or home gym. You will appreciate the inside laundry for added convenience. You will have the best of both worlds with this amazing home directly located across the street from the community heated pool and clubhouse. NOT IN A FLOOD ZONE! Nestled in a vibrant, amenity-rich community, you'll enjoy easy access to Freedom Lake Park that offers: Dog Park with large, fenced exercise space separated for large and small dogs, hydrants, watering holes, and plenty of shade for your pets, covered outside fitness stations, fishing, grilling, picnic tables, pavilions, brand new playground, walking track and the Korean War Memorial. This home's ideal location puts you close to all the best that the area has to offer - from world-class Gulf Beaches, Sam’s Club, Coffee Shops, Fitness Centers, shopping, dining, Helen Howarth Park, Equestrian Trail, Dog Park, and Forbes recreation area, I-275, St. Pete/Clearwater and Tampa International Airports. Whether you're an adventure-seeker or simply seeking a peaceful oasis, this home offers the perfect setting to elevate your Florida lifestyle.
Source: STELLAR #TB8347929
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8347929
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.