4210 Jody Ave, North Port, FL 34288
3 beds · 2 baths · 1,555 sqft
MOVE-IN READY 3 Bedroom, 2 Bathroom, 2 Car Garage home with a Family room located on an OVERSIZED CORNER LOT in North Port, just waiting for your personal touch. CLICK ON THE VIRTUAL TOUR LINK 1 FOR THE VIDEO AND VIRTUAL LINK 2 FOR THE 3D TOUR. Spend quality time with friends and family in the living room with a large window for plenty of natural lighting. The dining room flows to the kitchen making entertaining seamless. The kitchen offers ALL Stainless-steel appliances, a closet pantry, plenty of cabinets for storage, and a breakfast bar. Expand your living and entertaining space with a family room off the kitchen with a glass slider to the backyard. The spacious master bedroom has a walk-in closet with an en-suite bathroom with an updated ALL-tile walk-in shower, a single sink vanity, and extra shelving for storage. The guest bedrooms are on a split floor plan providing plenty of privacy with built-in closets and a shared guest bathroom nearby. A large FULLY FENCED yard is full of possibilities, just waiting for a personal touch. 2020 ROOF - LUXURY VINYL FLOORING - SEPTIC PUMPED 4/2024 - UPDATED MASTER BATHROOM - AUTOMATIC SPRINKLER - SOLAR PANELS - FULLY FENCED BACK & SIDE YARD. Conveniently located close to I-75 and US-41 for easy access to local shopping, and dining, as well as Cool Today Park welcoming the Atlanta Braves Spring Training, the North Port Aquatic Center, and the newly built downtown Wellen Park amenities. Schedule your showing TODAY!
Source: STELLAR #c7501817
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7501817
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7501817
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.