4210 Ga Highway 219, Franklin, GA 30217
5 beds · 3 baths · 3,111 sqft sqft
Welcome to your dream farmhouse, a true homesteader's paradise nestled in West Georgia! This spacious property offers the perfect blend of comfort, functionality, and rural charm that you've been searching for. Step inside this over 3,000 square foot home, and you'll find yourself in a haven of possibilities. With five bedrooms and three full bathrooms, there's plenty of room for the whole family - and then some! The layout is cleverly designed to accommodate various living arrangements, making it ideal for multi-generational families or those who love to host guests. Let's take a tour, shall we? Upstairs, you'll find a primary bedroom suite that'll make you feel like right at home. It's joined by two additional bedrooms, a full bathroom, a living room, a large kitchen, and a dining room. But wait, there's more! Downstairs in the finished basement you'll discover a whole other world. You'll find another primary bedroom suite, an extra bedroom (currently being used as an office), another living room, and - you guessed it - another full kitchen. This setup is perfect for in-laws, adult children or even as a potential rental opportunity. Storage space? Oh, we've got plenty! There's a large garage with extra storage in the back, a good-sized shed, and storage areas in both the finished basement and the attic. Bring all your things! Now, let's step outside and explore the true jewel of this property - the land itself. Spread across approximately 12 acres, this property is a nature lover's dream come true. For the aspiring farmer or the seasoned homesteader, there are two full-size chicken coops just waiting for some feathered friends. There's also a dedicated garden area where you can grow your own vegetables and herbs. Farm-to-table doesn't get much fresher than your own backyard! One of the standout features of this property is the stocked two-acre pond. Whether you're an avid angler or just enjoy the tranquil sound of water, this pond adds a beautiful focal point to the landscape. Imagine spending afternoons fishing, swimming, kayaking or hosting picnics by the water's edge. There's also a basketball court for you to enjoy! Water is the lifeblood of any homestead, and with two working water wells, you'll have a reliable source of water for your home and agricultural needs. There's even a creek running along the edge of the property, adding to the picturesque setting and providing a natural water source. Indulge in the bounty provided by nature with 2 very fruitful pear trees, 9 mature blueberry bushes, muscadine grapevines and persimmon trees scattered across the landscape. Oh, and did we mention the wildlife? Deer roam all over this property! For those who love to hit the open road, the property includes two RV pads complete with electric and water hookups, across the pond from the house. Whether you have your own RV or frequently host friends and family who do, these pads provide a convenient and comfortable place to park. And don't worry about waste management - there's a septic tank by the RVs to handle it all. Location-wise, you're in for a treat. While you'll feel like you're in your own private oasis, you're not completely cut off from the world. This home is minutes away from shopping necessities like Walmart, Publix and Kroger in LaGrange. If embracing rural bliss while having modern conveniences at your fingertips sounds like your kind of living, then this homestead is waiting for someone just like you. Whether you are looking to cultivate your land, raise animals, or simply enjoy the vast, open spaces with your loved ones, every corner of this property invites you to settle in and make lasting memories. Don't wait, there's more than enough room for all here at what could be your new forever home!
Source: GAMLS #10349829
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10349829
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10349829
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