421 Nessler Way, Spring Hill, FL 34609
5 beds · 4 baths · 3,465 sqft sqft
Proud to present this premium Corner Lot Home nestled within a great neighborhood of Spring Hill, FL! The beautiful home sits on a oversized half acre corner lot with 5 Bedrooms 3 and a Half Bathrooms, 3 car garage and 3400+ Square Feet. The Home comes equipped with plenty of features as well. A Wood burning fire place that sits beautifully in the family room , 2 tankless hot water heaters, Central vac system, propane hook up for the stove and tankless hot water heaters, a beautifully paved outback Pool area with an outdoor kitchenette , in-ground pool with waterfall and Pool Heater, Paved fire pit area, and Plenty of outdoor space to entertain and host guest or family. As you enter through the double door entry you will notice the spacious atmosphere, high ceilings and executive vibe. The Home has a true dining area that will be great for hosting holiday meals. The Kitchen has granite countertops, updated appliance’s, an Island with an additional sink and stove top, custom cabinets and a large walk-in pantry. The Home has a split floor plan with one wing of the home consisting of two Guest bedrooms and a full bathroom. The Primary bedroom is large and in charge. The 4th bedroom can easily be an office or den. The 5th bedroom is located on the 2nd Floor which consist of a large lounge area, a wetbar, and another full bathroom. The Home has multiple access points to the pool and outback areas. The garage is a true 3 car garage with plenty of space. This home has an updated roof, pool heater, AC Units and is truly one that you just have to see in person.
Source: STELLAR #w7867662
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7867662
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7867662