421 Monterey St, Kissimmee, FL 34759
2 beds · 2 baths · 1,548 sqft sqft
Charming and well-maintained Port Royal model located on a lush conservation lot in the Vizcaya neighborhood of Solivita!! NEW ROOF 2022. NEW HVAC 2018. This lovely home boasts 2 bedrooms, 2 baths, plus a DEN. With CERAMIC TILE throughout and NO CARPETS, this great home offers easy maintenance and a clean look. The den features double-door entry for added privacy, making it a versatile space that can be used as a third bedroom if needed. The kitchen boasts 42-inch solid wood cabinets with lower pull outs, MOSAIC GLASS TILE backsplash, recessed lighting, closet pantry and a breakfast bar that opens to the dining room, creating additional space for entertaining and making it perfect for gatherings. The spacious primary suite offers an attached ensuite bath with a WALK IN SHOWER, linen closet, and private commode. Additionally, a separate walk-in closet provides ample storage space for your needs. The second bedroom, located on the opposite side of the home, features a walk-in closet, ensuring privacy for family or guests. Adjacent full bath with a shower/tub combo adds convenience and accessibility. The EXTENDED and SCREENED lanai offers tranquil conservation views, providing a peaceful and relaxing space to sit and enjoy the natural beauty of your surroundings. This serene outdoor retreat is ideal for unwinding or entertaining friends or family in a private setting. Separate laundry room with washer and dryer included. 8' FOOT DOORS and sliders throughout. EXTERIOR PAINTED 2021. Home is being sold turnkey with furniture and linens, dishes, pots etc... Solivita's amenities include: - a manicured SOFTBALL diamond & field - 36 holes of CHAMPIONSHIP GOLF that can be played by joining the Stonegate Golf Club or paying as you go - 2 STATE of the Art AMENITY centers with updated exercise equipment, yoga studio & meeting rooms - 3 restaurants - 14 HEATED POOLS - 17 PICKLEBALL courts - 9 TENNIS courts - 4 BOCCE BALL courts - 4 SHUFFLEBOARD courts - 3 HORSESHOE pits - a BILLIARDS room - miles of bike paths - 2 DOG PARKS (Small & Large Dogs) - Corn Hole - Tot Lot PLAYGROUND - COMMUNITY GARDEN - over 250 resident clubs.*** Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER opening directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco, Hair Cuttery plus MORE TO COME.***
Source: STELLAR #s5112314
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5112314
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5112314