421 Beacon Ct, Griffin, GA 30223
3 beds · 2 baths · 2,119 sqft
Just Listed! Stunning Golf Course Home with Lake Views in Sun City Peachtree! Discover a fully renovated Vernon Hill floor plan on a prime golf course lot overlooking the 17th fairway and lake-just steps from your extended back patio! Located in the highly sought-after 55+ gated community of Sun City Peachtree, this home offers resort-style living with amenities such as golf, swim, and tennis, pickleball courts, a state-of-the-art gym, an indoor walking track, dog parks, scenic trails, a softball field, and even a dedicated park for grandchildren! Boasting 2,119 sq. ft. of thoughtfully designed space, this home features 3 bedrooms, 2 bathrooms, a dedicated office/den, and a bright sunroom. The freshly painted interior showcases brand-new LVT flooring throughout, along with new LED lighting to enhance the modern feel. The gourmet kitchen has been completely renovated with new white cabinetry and a stunning waterfall-edge island that serves as a focal point, showcasing the beautiful quartz countertops and accent lighting under the bar area. A matching quartz backsplash ties the space together, while soft-close, soft-pull drawers add a high-end touch. The kitchen is equipped with all stainless steel appliances, including a built-in microwave located in the island, a modern metal vent hood, and a range oven with a convenient pot filler. Under-cabinet lighting enhances the space, creating a warm and inviting ambiance. The eat-in breakfast area features three large windows overlooking the golf course and lake, offering a picturesque view to enjoy with your morning coffee. The inviting living space features a gas log fireplace with a marble hearth and surround. A stylish wood panel accent wall with a lighted display area adds character and charm to the living room. The Owner's Suite includes a spacious bedroom with views of the golf course and lake, a custom walk-in closet with built-ins, LVT flooring, an Owner's Bath with Double Sink Vanities, a Walk-In Tiled Shower, a private water closet, and a beautiful leaded glass window above the soaking tub. The guest bedrooms are thoughtfully situated at the front of the home, just off the foyer, providing maximum privacy for family and visitors. Both rooms are spacious and include walk-in closets for ample storage. A full guest bathroom is conveniently located between the two bedrooms, ensuring easy access for guests. Step outside to the extended fenced backyard, perfect for relaxing or entertaining. The patio includes a BBQ gas grill connection and ample space to enjoy the breathtaking golf course and lake views. The oversized 2-car garage includes a 4-foot golf cart extension, an insulated garage door, and pull-down attic stairs leading to a floored storage space. A programmable irrigation system makes lawn maintenance easy.This home is in a prime location within the community, just a 5-minute walk to the Golf Clubhouse and on-site restaurant and only 10 minutes to the Amenity Center, pools, and tennis courts. An added convenience is the dedicated mailbox located right in the driveway. Additional upgrades include a fully replumbed home, and a newly installed roof. This stunning, move-in-ready home offers the perfect blend of luxury, comfort, and convenience. Schedule your private showing today!
Source: GAMLS #10471876
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: GAMLS #10471876
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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