4209 Sandwood Dr, Columbia, SC 29206
5 beds · 3 baths · sqft sqft
Enchanting Forest Acres Residence with Dual Master Suites! Step into the epitome of suburban elegance with this stunning Forest Acres home, a true gem that offers an abundance of space and comfort. With 5 bedrooms (including 2 master suites), 3 full bathrooms, and an expansive 2600 square feet of living space, this property is meticulously designed for those seeking a luxurious lifestyle. As you enter the main floor, you’re greeted by a large formal living room, bathed in natural light streaming through an exquisite bay window. The heart of the home is the spacious kitchen, featuring a generous eat-in area, ample counter space, a double oven, and sleek stainless steel appliances, perfect for culinary adventures and gatherings. Ascend to the upper level to discover one of the master bedrooms, complete with its own sanctuary, alongside two additional bedrooms sharing a convenient hall bath. The charm of all hardwood floors adds warmth and character throughout the home. The lower level unveils a cozy living room with a welcoming fireplace, accompanied by a versatile room that can serve as an office, playroom, or creative space. This floor also boasts a second master bedroom with an en-suite bathroom, offering privacy and comfort. An additional room presents the flexibility to be utilized as a home office or a fifth bedroom, catering to your unique needs. The outdoor space is equally impressive, featuring a large yard with mature landscaping, a fenced-in backyard, and a spacious deck, creating an idyllic setting for entertaining or unwinding. Located within the Award-Winning Richland District 2 Schools and mere minutes from Fort Jackson, this home promises a blend of tranquility and convenience. Enjoy the proximity to Forest Acres’ dining and shopping options, with Downtown Columbia just a 15-minute drive away. Also just 15 minutes away is the growing town of Blythewood with the new Scout Motors plant opening and staffing soon! This home is not just a residence; it’s a dream waiting to be realized. Don’t let this opportunity slip away—make it yours today!
Source: COLUMBIASC #586306
Interest rate and monthly payment estimated based on public records.
Source: COLUMBIASC #586306
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #586306