4207 Highway 86, Easley, SC 29642
2 beds · - baths · sqft sqft
ATTENTION SMALL ANIMAL BREEDERS! THIS HOME INCLUDES AN ENCLOSED SPACE FOR YOUR SHOW RING AND A WASHING STATION IS ALREADY IN PLACE! You really need to see this home at 4207 Highway 86 to see all the unique features that it offers! River rock and crepe myrtles line the drive way leading up to the 2 car attached garage. Then you walk thru the iron gated patio that leads you to the front door that opens into the beautiful luxury vinyl flooring that has recently been installed throughout the home. The formal dining room is just waiting for your family to make those special memories at gatherings and holidays. The large family room which has a wood burning fireplace that can be enjoyed in both rooms during the fall and winter. The back door in the family room leads to a nice screened in patio. This home has split bedroom plan and the 2 extra large bedroom with ensuite full bathrooms could be dual masters that both has walk in closets. The 3rd bedroom is being used as an office and could have a wardrobe as a closet. The eat in kitchen is a nice size and has plenty of cabinets with a granite countertop island that has a smooth top cook top range. The countertop microwave oven and the refrigerator will convey with the sale. The laundry room and pantry are located right off the kitchen. The door out of kitchen leads out under a roofed breezeway to an outbuilding that is currently being used as a kennel with a pet wash station but could be converted into a man cave or a play room. There is electricity to the building and it has a window air conditioning unit. There is an attic for additional storage and a bay door at the back. The 28x30 detached garage and workshop also has electricity and has plenty of room to park 2 vehicles or a boat or lawn equipment. There's a driveway to the backyard that is accessed by Riley Road that leads to the garage. You have all this and can use your imagination to use these various areas whichever you may need. All this and it is siting on 2.10 acres of land and it is partially fenced with a privacy fence that offers lots of opportunities for you and your family needs. This home offers all these incredible opportunities and it is located in the award winning Anderson District 1 Wren school district. This home is also USDA address eligible. Now don't wait.....schedule your private viewing....you will not be disappointed!
Source: GREENVILLESC #1537464
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1537464
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1537464