4204 Rockpoint Dr NW, Kennesaw, GA 30152
5 beds · 4 baths · 3,389 sqft
Welcome to a home that truly has it all—space, comfort, and a community you’ll love. Nestled in the highly sought-after Harrison High School district, this 5-bedroom, 4-bath home offers the perfect blend of functionality and charm. From the moment you walk in, you’re greeted with warmth and natural light that flows effortlessly through the open and airy kitchen. It’s the heart of the home, where morning coffee tastes just a little better, and conversations linger a little longer. Whether you’re prepping dinner, helping with homework at the island, or just soaking in the peaceful view of the backyard, this space was designed to bring people together. With a bedroom and full bath on the main floor, guests or family members have a comfortable retreat without having to navigate stairs. Upstairs, the additional bedrooms offer plenty of space to spread out, but the real bonus is downstairs. The fully finished basement is like a home of its own, complete with a bedroom, full bath, spacious living area, and even a kitchenette—perfect for movie nights, hosting guests, or giving in-laws or older kids their own space while still keeping them close. And don’t worry, there’s still plenty of storage for all the things that need a place but don’t need to be seen. But what truly sets this home apart is the backyard. It’s a space that invites you to slow down and enjoy the little moments—morning coffee under the brand-new covered porch, kids or pets playing in the fenced yard, summer night BBQs with friends. It’s the kind of outdoor space that makes home feel like a retreat. And then there’s the community. With swim and tennis amenities, nature trails, and neighbors who quickly become friends, this is more than just a neighborhood—it’s the kind of place where you’ll want to put down roots. If you’ve been searching for a home that checks all the boxes and then some, you might have just found it.
Source: FMLS #7541421
Source: FMLS #7541421
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.