4201 Tacoma Ave, Spring Hill, FL 34609
2 beds · 2 baths · 1,274 sqft sqft
BRAND NEW ROOF, OCT 2024! Welcome to Your Dream Home! Step into this stunning 2-bedroom, 2-bathroom oasis, boasting over 1,200 square feet of meticulously crafted living space. Nestled in a serene neighborhood, this gem offers unparalleled privacy with no rear neighbors and a fully fenced backyard—perfect for tranquil evenings and safe play for all. As you walk through the front door, you're greeted by a harmonious blend of style and comfort. The spacious living room provides the perfect setting for cozy family evenings, while the additional family room offers flexibility for a home office, playroom, or entertaining space. Imagine sipping your morning coffee in the serene ambiance of your screened-in back porch, overlooking a peaceful, private yard. The heart of this home is the newly remodeled primary bathroom, featuring a luxurious walk-in shower that promises a spa-like experience every day. Both bedrooms are generously sized, providing ample space for relaxation and rest. Car enthusiasts and storage seekers will love the two-car garage, offering plenty of room for vehicles and extra belongings. The open-concept kitchen and dining area flow effortlessly into each living space, making this home perfect for hosting gatherings and creating memories. Don't miss this rare opportunity to own a beautifully updated home in a sought-after location. BRAND NEW ROOF, OCT 2024- Photos will be updated soon, Septic serviced in 2023 & New Water Heater in 2023! Schedule your private tour today and make this dream home yours! Your sanctuary awaits—act fast, this gem won't last long!
Source: STELLAR #t3544558
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3544558
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3544558