420 Wolfe Ln, Hubert, NC 28539
4 beds · 5 baths · sqft
THERE'S ROOM FOR LAUGHTER.... Peytons Ridge in Hubert NC is Where You'll Find An Immaculate & Freshly Painted 4 Bedroom, 4.5 Bath Home You'll Be Proud to Own. Open & Spacious Floor Plan Built for Comfortable Living with Many Appealing Extras & over 3700 Heated Square Feet Features Multiple Gathering Spaces Throughout As Well As Private Areas to Chill on Your Own. Your Main Level Offers A 2 Story Foyer, Family Room with a Gas Log Fireplace For Those Chilly Days, A Kitchen Designed for All the Cooks in Your Home...Granite Counters, Island with Breakfast Bar & Seating, Pantry, Desk, & Stainless Steel Appliances. Your Owners Suite Offers a Trey Ceiling, Sizable Walk In Closet, Attached Full Bath with Tub, Walk In Shower & Dual Vanity. There is also a Formal Dining Room & Half Bath All with New LVP Flooring. Your Second Level Offers 5 Rooms with all New Carpet....A Second Owners Suite with Attached Full Bath, Tub, Walk In Shower & Dual Vanity, 3rd & 4th Bedrooms Both have Access to another Full Bath. The Office Provides A Great Space for those that Work from Home or Home School with A Third Full Bath located just outside. Bonus Room may work well as Your Second Family Room. Your Third Level offers a Large Room Perfect for Game Tables & Hanging Out also with New Carpet. Expand Your Living & Entertainment Space Outside on Your Covered Front Porch or Out Back in Your Screened 12x15 Patio with a Ceiling Fan. There is Also An Attached 2 Car Side Load Garage with Paved Parking. Conveniently Located A Short Distance to the Highway 172 & Main Gates of Camp Lejeune in one direction and Historic Swansboro and The Beaches of Emerald Isle in the other. Seller is offering up to $15,000 for buyers to use as they choose toward appliances, closing costs etc. with an acceptable offer. A Lender is Available to Assist with Financing. Please Call or Text for More Info.
Source: NORTHCAROLINAREGIONAL #100456395
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100456395
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100456395
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.