420 Broadmoor Dr, Braselton, GA 30517
4 beds · 4 baths · 2,960 sqft
Step inside to find a bright and inviting floor plan. The spacious kitchen is a chef’s dream with a large island, granite countertops, double oven, and high-end stainless steel appliances. It flows seamlessly into the open living room, featuring a custom electric fireplace with built in shelving that adds warmth and character to the space. The main level also includes a cozy bedroom with a full bathroom, ideal for guests or multi-generational living. Upstairs, you'll find a loft area perfect for an office or reading nook, plus three additional bedrooms—each with its own en-suite full bathroom offering privacy and convenience for everyone. Master suite features a large bathroom with an oversized shower. The backyard is fully enclosed with a wooden privacy fence, making it perfect for kids and pets to play. Enjoy outdoor living on the covered back patio, which is also screened in for year-round comfort. For those sunny days, a separate uncovered concrete patio extends your outdoor living space, providing a perfect spot for grilling, lounging, or entertaining. Located just minutes from I-85, local shopping, dining, Chateau Elan, and Northeast GA Medical Center, this home offers easy access to everything you need while maintaining a peaceful and private setting. Don't miss the chance to make this incredible home yours—contact us for a tour today!
Source: FMLS #7513465
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7513465
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
