4197 Glade Wood Loop, New Port Richey, FL 34655
4 beds · 3 baths · 3,178 sqft
Welcome to your dream home, a stunning 4 BR, 3 bath luxury residence built in 2020, offering almost 3,200 sq. ft. of exquisite living space. Nestled in the desirable Woodlands/Longleaf community, this exceptional property features a 3-car garage and a serene pond in the backyard, perfect for tranquil evenings. This home is equipped with solar panels for you to enjoy low energy costs. As you approach, you’ll be greeted by a beautiful paver driveway and a charming front porch. Step inside to discover an open floor plan adorned with wood-look LVP flooring, crown molding, and ceiling beams that elevates the appeal of the great room and kitchen. The striking stone gas fireplace reaches the ceiling, creating a warm and inviting focal point. Sliding doors seamlessly connect the interior to the outdoor oasis, where a sparkling saltwater pool and spa await. The gourmet kitchen is a chef's delight, boasting upgraded Cambria Britannicca quartz countertops, a farmhouse sink, and stainless GE Cafe appliances, including a double oven and professional gas cooktop. The custom paneled range hood and lighted cabinetry add elegance, while the center island features ample storage with deep cupboards. Enjoy meals in the separate dining room or al fresco on the pavered lanai. Retreat to the spacious primary suite, featuring a luxurious ensuite bath with separate vanities, a free-standing soaking tub, and a large walk-in tile shower with a rain showerhead. The custom closet offers built-ins for all your storage needs. Three generous guest bedrooms also feature custom closets, ensuring everyone has their own space. This home is not just about luxury; it also boasts significant upgrades. The large laundry room offers practicality with ample cabinets and storage, upgraded custom lighting throughout the home. Outside, entertain in style with outdoor speakers, TV wiring, and a natural gas line for your grill or future outdoor kitchen. Enjoy the extensive community amenities, including Longleaf Elementary, community pool, playgrounds, sports fields, and walking trails. With easy access to shopping, medical facilities, golf courses, and the Suncoast Expressway, this home truly offers the best of Florida living. Don’t miss your chance to own this remarkable property in one of Trinitys most sought-after neighborhoods! Schedule your private showing today!
Source: STELLAR #W7869519
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #W7869519
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #W7869519