417 WILDCAT RUN, Cibolo, TX 78108
Welcome to your dream home! This stunning 3,112 sq ft, 5-bedroom, 3.5-bathroom residence offers a perfect blend of comfort, style, and functionality. As you enter, you'll be greeted by a spacious and airy foyer that leads to a beautifully appointed study-ideal for remote work or quiet reading. Look up to the beautiful balcony with wrought iron accents or walk through the dedicated dining room area and into the gourmet kitchen with spacious granite counter tops and ample cabinetry. Or choose the wide hallway that leads from the front door to the expansive open-concept living area featuring cathedral sky high ceilings of ~20 feet! Cozy up to the fireplace or bask in the sunshine from several large windows to the backyard. This unique floor plan provides so many living spaces and is perfect for entertaining and gatherings. On the main level you will also find the luxurious master suite complete with a spa-like en-suite bathroom; which features a dedicated vanity space, L shaped countertops with separate sinks. plenty of counter space, a large garden tub, independent shower and a spacious walk-in closet! Upstairs, you'll find 4 more generously sized bedrooms, 2 more full bathrooms, an open loft area which doubles the living room space, as well as a cozy media room, perfect for movie nights or watching your favorite sports. The highlight of this home is the outdoor living and the inviting covered porch, providing a perfect spot for relaxing evenings and gatherings year-round. Show your new community your personal style with your own controllable built-in trim lights all around the front of the house! You'll be ready for game day and all the holidays with unique color combinations in just the push of a button. Situated in a desirable neighborhood with excellent amenities such as a community pool, playground and park area, basketball courts and trails. This location affords convenient access to local schools with plenty of choices in the nearby charter schools, shopping, restaurants and more, this home truly has it all. Don't miss the opportunity to make this exceptional property yours!
You may be able to put down less than the total down payment amount of $134,127 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1798445