417 Wildcat Run, Cibolo, TX 78108
5 beds · 4 baths · 3,112 sqft
Welcome to your dream home! This stunning 3,112 sq ft, 5-bedroom, 3.5-bathroom residence offers a perfect blend of comfort, style, and functionality. As you enter, you'll be greeted by a spacious and airy foyer that leads to a beautifully appointed study-ideal for remote work or quiet reading. Look up to the beautiful balcony with wrought iron accents or walk through the dedicated dining room area and into the gourmet kitchen with spacious granite counter tops and ample cabinetry. Or choose the wide hallway that leads from the front door to the expansive open-concept living area featuring cathedral sky high ceilings of ~20 feet! Cozy up to the fireplace or bask in the sunshine from several large windows to the backyard. This unique floor plan provides so many living spaces and is perfect for entertaining and gatherings. On the main level you will also find the luxurious master suite complete with a spa-like en-suite bathroom; which features a dedicated vanity space, L shaped countertops with separate sinks. plenty of counter space, a large garden tub, independent shower and a spacious walk-in closet! Upstairs, you'll find 4 more generously sized bedrooms, 2 more full bathrooms, an open loft area which doubles the living room space, as well as a cozy media room, perfect for movie nights or watching your favorite sports. The highlight of this home is the outdoor living and the inviting covered porch, providing a perfect spot for relaxing evenings and gatherings year-round. Show your new community your personal style with your own controllable built-in trim lights all around the front of the house! You'll be ready for game day and all the holidays with unique color combinations in just the push of a button. Situated in a desirable neighborhood with excellent amenities such as a community pool, playground and park area, basketball courts and trails. This location affords convenient access to local schools, shopping, restaurants, this home truly has it all.
Source: CENTRALTEXAS #551432
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #551432
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #551432
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.