417 Wildcat Run, Cibolo, TX 78108
5 beds · 4 baths · 3,112 sqft
Open House Sunday, December 29th at 2pm! Fantastic multi generational living opportunity! Perfect home for a 1 person household or any size family who needs 2 rooms downstairs! This stunning 3,112 sq ft, 6 room, 3.5-bathroom residence offers a perfect blend of comfort, style, and functionality. VA assumable loan for vets 3.75%! Roof upgraded to 30 yr Owens Corning Duration system in 2022, luxury vinyl flooring installed in common areas downstairs in 2022, hot water heater brand new in 2024 and water softener. Be welcomed into an airy foyer with a front room that could be used as an office OR 2nd downstairs bedroom. Master downstairs, dedicated dining room, spacious kitchen with granite counter tops and ample cabinetry. Central cozy great room with several huge windows allowing sunlight to illuminate the 20' cathedral high ceilings. Open-concept living area connects the dedicated breakfast eating area and kitchen! This unique floor plan provides so many living spaces. The luxurious master suite is complete with a spa-like en-suite bathroom; which features a dedicated vanity space, L shaped countertops with separate sinks, plenty of counter space, a large garden tub, independent shower and a spacious walk-in closet! Upstairs, you'll find 4 more generously sized bedrooms, 2 more full bathrooms, an open loft/game area, as well as a media room! Enjoy outdoor living with an inviting front porch and back porch, providing a perfect spot for relaxing evenings and gatherings year-round. Show your new community your holiday spirit with your own controllable built-in permanently installed Trim Lights all around the front of the house! You'll be ready for holidays cheer with unique color combinations in just the push of a button. Cibolo is ranked among the safest cities to live in the state of Texas! Zoning to highly acclaimed Schertz-Cibolo-Universal City ISD schools. On-site amenities include a community pool, playground, basketball court, walking trails, clubhouse.
Source: CENTRALTEXAS #551432
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #551432
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #551432
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.