4162 Roberts Crest Dr, Suwanee, GA 30024
5 beds · 4 baths · 3,436 sqft sqft
Welcome to 4162 Roberts Crest Drive! This open, spacious and inviting home has 5 bedrooms, 4 full baths, an office, and a gamma of fantastic features throughout. As you enter, you will be greeted by gorgeous hammered hard wood flooring leading you to the office/bonus room and large formal dining room, you will find plenty of windows to allow warm natural light throughout. As you continue you will find the chef's kitchen featuring an over-sized island, granite counter-tops, double ovens, stainless steel appliances, and 42" cabinets which extend the length of the kitchen. Lastly you will find a nicely sized bedroom and full bath in the main level! Take the open staircase with beautiful wrought iron balusters to the upper level which offers four bedrooms and three full baths. All secondary bedrooms are large and offer the perfect amount of natural light. Two bedrooms share a Jack and Jill bathroom, and third bedroom has an en-suite. The giant master bedroom has a sitting area and plenty of additional space to spread out. The spa-like master bath boasts large separate vanities, a frameless glass shower, and huge walk-in closet! Head downstairs and enjoy a nice flat backyard and perfect outside covered patio for grilling the perfect steak in any season! The home sits across the street from the neighborhood pool and playground amenities ready for your enjoyment! Not only that, but all 3 school buses stop directly in front of the house for your added convenience. This home has it all!! The neighborhood is a very short drive to downtown Suwanee, the greenway, and amazing shops and restaurants, and, it's within the award winning North Gwinnett School District. This is THE ONE!
Source: GAMLS #10385453
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10385453
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10385453
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