4153 PRALINE CT, Marietta, GA 30066
Welcome to 4153 Praline Ct located in Creekside Oaks subdivision. A stunning residence nestled in the heart of Marietta, GA. in the desirable 30066 zip code. This beautiful home offers a perfect blend of comfort and elegance. It boasts a spacious layout featuring 6 bedrooms and 3.5 bathrooms, providing ample space for family and guests. The kitchen is equipped with stainless steel appliances, granite countertops, and an island perfect for meal prep and casual dining. Enjoy a serene retreat in the luxurious master suite, complete with a spa-like en-suite bathroom featuring a soaking tub, and separate shower. The finished daylight basement is complete with brand-new carpet. Perfect for a teen retreat or additional entertaining. The backyard oasis is an entertainer's dream with the recent addition of a large covered patio, and deck extending across the entire home, lush landscaping, and plenty of space for outdoor activities. This home is in a prime location situated in a quiet cul-de-sac, just minutes away from top-rated schools, shopping, dining, and recreational facilities. Experience the perfect balance of luxury and convenience at 4153 Praline Ct. Schedule your private tour today! Professional pics will be uploaded to FMLS 5/18.
You may be able to put down less than the total down payment amount of $386,803 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7388346