4150 KEY THATCH DR, Tampa, FL 33610
**PRICE REDUCED!! Located in the well-established community of Sabal Pointe, this recently UPDATED townhome offers a comfortable living experience MAINTENANCE-FREE with LOW HOA fees and NO CDD fees, enhancing its appeal as a competitively priced home that is READY NOW! Upon entering, you'll notice the HIGH CEILINGS and attractive laminate flooring, complemented by a NEW ROOF, NEW AC, NEW APPLIANCES, and a NEW WATER HEATER. The generous kitchen is flooded with natural light, providing plenty of space for dining and featuring granite countertops, a breakfast bar, and spacious, refinished cabinets. The thoughtfully designed floor plan ensures a seamless transition between the kitchen and living room, while a conveniently located half bath on the main floor is perfect for guests. On the second level, you'll find the expansive Owner's Suite, which easily accommodates king-size furniture and includes an en suite bathroom. The Second bedroom situated on the opposite side along with the second bathroom. Additionally, the Washer & Dryer, which are included for your convenience, are conveniently located on the second floor, streamlining your daily routine. Enjoy the serene ambiance of your ENCLOSED LANAI, perfect for relaxation or entertaining. This beautiful townhome also provides access to the walking distance community POOL, ideal for sunny days and or leisurely walks through the beautifully landscaped neighborhood. Centrally located, this home offers convenient access to I-75, the Crosstown Expressway, and I-4, making your commute a breeze to Orlando, Brandon, Wesley Chapel, and New Tampa. Nestled in an area rich with great restaurants, shopping, and schools, this home is just a short drive from magical theme parks, world-renowned beaches, international airports, highly-rated schools and universities, esteemed medical facilities, VA Hospitals, MacDill Air Force Base, and much more! Don't miss this opportunity to make this meticulously maintained, move-in ready, and worry-free townhome yours today!
You may be able to put down less than the total down payment amount of $104,615 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3551082
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.