415 STATHAMS WAY, Warner Robins, GA 31088
PRICE REDUCED to less than appraised value and motivated sellers!! Start with some equity in this perfect home on the golf course you've been waiting for with county taxes only!! Located on the highly coveted Southern Landings Golf Course on hole #3. This home is in a cul-de-sac and is perfect for a large family with its 5 bedrooms, 5 full bathrooms, 2 half bathrooms and an elegant study/office. As you walk up the front stairs your'e greeted by a huge rocking chair front porch. Walk in side the front door and you'll fall in love as you notice the tall ceilings, ample space and plenty of natural light throughout. The home has beautiful real hardwood floors throughout (with exception of carpet in three bedrooms upstairs and tile in bathrooms and laundry room.) The living area is very inviting with its two story ceiling, cozy fireplace and all the windows. The kitchen has granite counter tops, a breakfast bar, stainless steel appliances and an eat-in area. Don't worry there is also a beautiful formal dining room for those large family dinners! The study boasts classy dark hardwood judges panels on the walls, coffered ceilings, glass French doors and a fireplace. This is a split bedroom plan featuring large bedrooms with walk-in closets in each. Downstairs is the unique master suite with TWO SEPARATE MASTER BATHROOMS attached so that both husband and wife have their own complete bathroom and closets. Upstairs you'll find all the other bedrooms and three full bathrooms. The fifth bedroom would also work great as a large media room, office, playroom or home gym. Outside you can enjoy your evenings on the very large covered back porch with plenty of room for grilling and hanging out with family and friends. Oh, don't forget, the tee box to hole #3 (par 3) is right across your property line so you can enjoy practicing your golf game ANYTIME or just see who can get a hole in one when your friends are over! The clubhouse is only a short drive down the road. Other features include: PLENTY of storage space with numerous closets and attics. 3 car garage (one is separated by it's own garage door and wall in case you want a shop), built-in intercom system throughout home, security system, beautiful landscape lighting and sprinkler system, community tennis courts and pool. Seller's willing to contribute to closing costs, allowances, rate buy downs etc. with reasonable offer! Roof only 7 years old. AC units less than 9 years old. Call and schedule a showing today!!
You may be able to put down less than the total down payment amount of $312,638 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10367289
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.