415 Big Sioux Ct, Kissimmee, FL 34759
4 beds · 3 baths · 2,931 sqft
Get a free consultation call with an expert in the mortgage assumption process.
IMPROVED PRICE!!! Welcome to this beautifully remodeled 4-bedroom, 3-bathroom home located in the heart of Poinciana. With over 2,931 sq. ft. of living space, this property offers the perfect combination of modern elegance and comfortable living. Virtually Staged. Spacious Living Areas: The open-concept design creates a seamless flow between living, dining, and entertaining spaces. Natural light fills the home, accentuating the generous size of the rooms and creating a warm, inviting ambiance. Kitchen – A Chef’s Delight: Recently remodeled with stunning countertops that are both beautiful and functional. Plenty of storage and prep space, ideal for cooking and hosting gatherings. Sleek finishes that make this kitchen the heart of the home. Luxurious Bathrooms: Each of the 3 full bathrooms features double sinks, offering ample space for everyone in the household. Modern fixtures and a beautiful design bring a spa-like feel to your daily routine. Bedrooms: Four spacious bedrooms with ample closet space, ensuring comfort and privacy for every family member. Perfect for a growing family, a home office, or even a guest suite. Updates and Upgrades: Brand New Roof: Provides peace of mind for years to come. Vinyl Plank Flooring: Durable, low-maintenance, and stylish flooring installed throughout the home. Recent renovations ensure that every corner of this house shines with modern appeal. Outdoor Living: Situated on a generous lot with plenty of room for outdoor activities, gardening, or creating your dream backyard oasis. Located in a quiet neighborhood with minimal traffic – perfect for evening strolls or enjoying the peaceful surroundings. Why This Home is Special: From the moment you step through the door, you’ll notice the attention to detail and thoughtful design choices that make this home truly unique. The combination of open, airy spaces and luxurious finishes creates a perfect balance between beauty and functionality. Whether you’re enjoying a quiet evening with your loved ones or hosting a lively gathering, this home is built to accommodate your lifestyle. ?? Schedule Your Tour Today! Don’t miss this opportunity to own a meticulously updated home in a serene location. Come and experience the charm, elegance, and comfort of 415 Big Sioux Ct – it’s ready for you to move in and make it your own. Make this stunning property your forever home. Contact us today to schedule your private tour!
Source: STELLAR #O6267654
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6267654
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.