415 Belhaven Ct, Holly Ridge, NC 28445
4 beds · 3 baths · 2,147 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Tucked away at the end of a cul-de-sac, this home offers a highly desirable setting with a rare combination of privacy and tranquility. Cul-de-sac lots are highly sought after for their reduced traffic and peaceful surroundings, and this one is paired with a thick, lush treeline along the back. Developer-owned wetlands behind the property ensure uninterrupted views, offering a natural backdrop that's unlikely to change for years to come. Imagine sipping your morning coffee from either the front porch or back patio, enjoying the serene natural surroundings with plenty of space between neighboring homes. Step inside, where the space flows seamlessly, offering versatility for modern living. The formal dining room, located off the kitchen, invites you in with the warmth and charm of an ideal gathering place. It's not just a dining room—it can be transformed into a quiet office, a playroom, or a cozy spot to unwind. Adjacent to the kitchen, the nook area is the perfect space for casual meals, with enough room for family to gather around or to simply enjoy a good book. This home effortlessly adapts to your needs, with natural light pouring through each window, brightening every corner. The kitchen offers granite countertops and ample storage space, designed for both cooking and entertaining. It's an inviting, practical space that allows you to stay connected while you work in the kitchen. Whether you're preparing a family meal or hosting friends, this space will easily become the heart of the home. As you move through the home, you'll notice the spaciousness of each room. The large two-car garage is an unexpected bonus, offering far more room than typical garages, with durable epoxy floors that add a polished touch. Imagine the possibilities for this space, whether you're using it as a workshop, additional storage, or just for parkingit's versatile and ready for anything. Each of the four bedrooms is thoughtfully designed with comfort in mind, and two of them are over 240 square feetoffering ample space for whatever you envision. Whether you're creating a peaceful retreat, a home office, or a space for guests, you'll have plenty of room to personalize. In the evenings, relax by the fireplace, adding warmth and comfort to every moment spent at home. This home doesn't just offer a place to liveit offers a lifestyle. With the beach just 10 miles away, your weekends can be spent enjoying coastal activities, and Coastal Elementary is a short 5-minute drive away, making daily routines a breeze. Convenient access to Highway 17 and a quick 2-mile drive to Highway 172 offer easy travel to Camp Lejeune, as well as quick routes north and south. With its unique blend of privacy, space, and proximity to local amenities, this home offers a rare opportunity you won't want to miss. Take a step closer by viewing the 3D tour, and picture yourself living in this beautiful, versatile home. It's ready to welcome you into your next chapter.
Source: NORTHCAROLINAREGIONAL #100501415
Source: NORTHCAROLINAREGIONAL #100501415
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.