4142 Salado Crst, San Antonio, TX 78222
3 beds · 2 baths · 1,653 sqft sqft
Move-in ready single-story home in Riposa Vita! Welcome Home!! This meticulously maintained 3-bedroom, 2-bathroom residence offers a harmonious blend of comfort, style, and functionality. Upon entering, you'll be greeted by an airy and spacious open floor plan that invites natural light to flow throughout the home, creating an inviting atmosphere for gatherings and everyday living. The heart of the home is the well-appointed kitchen, featuring modern appliances, ample counter space, and a large island perfect for meal prep or casual dining-ideal for both culinary creativity and entertaining. Adjacent to the kitchen, the separate dining room provides an elegant space for family meals or dinner parties, making it easy to host gatherings in style. Each of the three spacious bedrooms comes with ceiling fans to ensure comfort year-round, while updated light fixtures throughout add a contemporary touch. The layout maximizes privacy, with the primary suite offering a tranquil retreat. Step outside to your fully fenced backyard, where a covered patio beckons for barbecues, morning coffees, or simply unwinding in the shade. This outdoor space is perfect for children and pets to play freely, or for hosting friends on warm evenings. The attached 2-car garage provides plenty of storage and parking options, while the efficient sprinkler system ensures your lawn stays lush with minimal effort. Additionally, the home is prepped for a water softener, allowing for easy installation to enhance your living experience. Living in the Riposa Vita Neighborhood means access to a fantastic park and playground just a short stroll away, making this family-friendly community perfect for outdoor activities, picnics, and creating cherished memories. This charming home offers the perfect blend of modern amenities and a warm, welcoming atmosphere. With its prime location, thoughtful design, and ample outdoor space, this property is not just a house-it's a place where you can create lasting memories. Don't miss the opportunity to make this beautiful home your own! Schedule a tour today and experience all that it has to offer.
Source: SABOR #1811669
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1811669
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1811669
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.