414 Montclair Ct, Woodstock, GA 30188
4 beds · 3 baths · 2,256 sqft sqft
Discover the charm of this beautiful end-unit townhome located in the highly sought-after community of Haddonstone. The Holly plan by Lennar boasts a stunning main-level living area, featuring a spacious family room with a picturesque view of Kennesaw Mountain. A separate dining room provides the perfect space for hosting gatherings. The kitchen, equipped with abundant cabinetry, a center island with seating, and top-of-the-line appliances including a 36" 5-burner gas cooktop with a hood, flows seamlessly into the breakfast room, which opens to the rear deckCoideal for relaxing or grilling. A convenient half bath for guests completes the main floor. On the upper level, you'll find a spacious owner's retreat with a walk-in closet and an ensuite bath featuring a double vanity, soaking tub, and separate shower. Two generously sized bedrooms share a hall bath, and the laundry area is conveniently located on this level. The lower level offers a bedroom, perfect for privacy for your guests or a home office, a full bathroom, a storage area, and a two-car rear entry garage with ample additional storage space. This beautiful home is move-in ready and includes a refrigerator, washer, and dryer. It also features Lennar's home intelligence package, allowing you to manage various home functions remotely via your smartphone. Haddonstone offers a desirable lifestyle with exterior property maintenance and landscaping included, allowing you time to relax and enjoy the community pool and clubhouse. Located just minutes from downtown Woodstock, you'll have access to numerous shopping, dining, and entertainment options, as well as the Greenprints Trail system. Easy access to I-575 and the express lane ensures a smooth commute. Come and find out why Woodstock is one of the most sought-after communities in North Georgia. Contact Listing Agent about a possible assumable VA 2.75% loan.
Source: GAMLS #10392446
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10392446
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10392446
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.