41337 W Sussex Dr, Maricopa, AZ 85138
3 beds · 3 baths · 2,099 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This home is equipped with cutting-edge smart technology, allowing you to control the fans, thermostat, garage door, front door, lighting, Ring Doorbell, and much more from your phone while you're away. When you're home, everything is easily managed with voice recognition. For added convenience and comfort, the home also features a water softener and a Reverse Osmosis system for purified drinking water. Step onto the sidewalk and into your new home, you'll be captivated by the stunning upgrades throughout. The charming stone front, extended paver driveway, and spacious entryway set the stage for the impressive living area. Inside, you'll find a cozy gas fireplace, surround sound, and a striking large center Arcadia door that lets in plenty of natural light. This exceptional home, where every detail has been thoughtfully designed to impress. The chef's gourmet kitchen features an oversized granite center island with striking under-counter lighting, setting the stage for culinary creativity. It's a true cook's dream, equipped with a built-in gas cooktop, a stunning exhaust hood and fan, and a wall-mounted oven and microwave. The farm sink, paired with a modern spray faucet, adds both style and practicality. Rich mocha-colored cabinets provide ample storage, while a walk-in butler's pantry offers even more space. The kitchen is completed with a beautiful tiled backsplash and under-counter LED lighting, adding an elegant touch. And let's not forget the high-tech Samsung smart refrigerator. The spacious laundry room includes convenient cabinetry for extra storage, plus a brand-new matching set of Samsung front-loading washer and dryer for ultimate efficiency. With two and a half baths, all featuring stylish toe-kick lighting, this home is as functional as it is stunning. The owner's suite is a private retreat, thoughtfully separated from the other bedrooms for maximum privacy. It's designed for relaxation, offering a luxurious marble double vanity, a separate shower, and a jetted garden tub. A private water closet adds convenience, and the expansive walk-in closet is a standout feature, complete with a door leading directly to the patio and backyard for easy access to outdoor living. This unique Fulton Home is full of premium upgrades throughout, all thoughtfully incorporated during construction. Experience this extraordinary home in persontour today and make it yours! Welcome to this exceptional home, where every detail has been thoughtfully designed to impress. The chef's gourmet kitchen features an oversized granite center island with striking under-counter lighting, setting the stage for culinary creativity. It's a true cook's dream, equipped with a built-in gas cooktop, a stunning exhaust hood and fan, and a wall-mounted oven and microwave. The farm sink, paired with a modern spray faucet, adds both style and practicality. Rich mocha-colored cabinets provide ample storage, while a walk-in butler's pantry offers even more space. The kitchen is completed with a beautiful tiled backsplash and under-counter LED lighting, adding an elegant touch. And let's not forget the high-tech Samsung smart refrigerator. The spacious laundry room includes convenient cabinetry for extra storage, plus a brand-new matching set of Samsung front-loading washer and dryer for ultimate efficiency. With two and a half baths, all featuring stylish toe-kick lighting, this home is as functional as it is stunning. The owner's suite is a private retreat, thoughtfully separated from the other bedrooms for maximum privacy. It's designed for relaxation, offering a luxurious marble double vanity, a separate shower, and a jetted garden tub. A private water closet adds convenience, and the expansive walk-in closet is a standout feature, complete with a door leading directly to the patio and backyard for easy access to outdoor living. This unique Fulton Home is full of premium upgrades throughout, all thoughtfully incorporated during construction. Experience this extraordinary home in persontour today and make it yours!
Source: ARMLS #6766253
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6766253
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.