4132 Accors, Elmendorf, TX 78112
4 beds · 3 baths · 2,128 sqft
Peaceful Country Living Meets Convenient City Access! This charming 4-bedroom, 3-bathroom manufactured home in Elmendorf, TX, sits on a generous 3.66-acre lot, offering a perfect blend of privacy and accessibility. Tucked away at the end of a quiet cul-de-sac, this well-maintained home is surrounded by mature trees, providing a serene and shaded retreat. Step inside to discover an open floor plan that's perfect for modern living. The spacious living area features a cozy wood-burning fireplace, creating a warm and inviting atmosphere ideal for relaxing evenings. The kitchen offers plenty of counter space and storage, making meal prep a breeze, while the large primary suite serves as a private oasis with an en-suite bathroom. The additional three bedrooms provide ample space for family, guests, or a home office. Outside, the expansive deck is perfect for outdoor gatherings, overlooking your sprawling 3.66-acre property. The acreage offers endless possibilities, whether you're dreaming of a garden, a play area, or simply enjoying the peaceful countryside. Despite its rural setting, this property offers quick and easy access to IH-37, allowing for effortless commutes to South San Antonio or leisurely days at nearby Braunig Lake. Whether you're looking for a quiet escape or a spacious place to grow, this home offers the best of both worlds. Don't miss the opportunity to make this tranquil retreat your own!
Source: SABOR #1806992
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1806992
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1806992
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.