4131 Paddling Pass, San Antonio, TX 78253
3 beds · 3 baths · 2,630 sqft
Welcome home to Hill Country Retreat, an exclusive 55+ active community designed to offer a vibrant and fulfilling lifestyle. This charming, well-maintained one-story home by Pulte Homes is nestled on a 0.2549-acre corner lot in the serene, gated Del Webb Hill Country Retreat community. This home, an entertainer's dream, perfectly blends serene surroundings with proximity to essential amenities in the Alamo Ranch area. Featuring four-sided stone and brick masonry, it is located in the desirable Northwest side of town, offering great potential for appreciating resale value. As you enter, you're greeted by an atmosphere of elegance. The study and a guest suite with a private bathroom are at the entrance, bathed in natural light and featuring unique architectural details. The recessed ceiling design in the family room guides your eyes upward, highlighting the intricate craftsmanship. The open-concept family room, kitchen, casual dining area, and living room or sunroom lead out to the backyard. The heart of the home is the luxurious family room with a glass-enclosed gas log stone wall fireplace. It seamlessly flows into a gourmet kitchen featuring a built-in gas stove, double ovens, a microwave, a dishwasher, granite countertops, a diamond ceramic tile backsplash, white cabinets with soft-close drawers, and energy-efficient stainless steel KitchenAid appliances. The home features three bedrooms, each with a walk-in closet, and three full bathrooms, two with walk-in showers. The home has wood and tile flooring throughout and no carpet. The primary bedroom is a luxurious retreat with a recessed ceiling design and windows that flood the room with natural light. The bathroom includes a freestanding bathtub, a stand-alone walk-in shower, and a walk-in closet. Step outside to discover your oasis. Pass through the living room or sunroom into a screened-in porch (lanai). The backyard provides a peaceful canvas, ready for your customization to create an enchanting outdoor space. Enjoy cooking with a gas stub connection for your grill. Additional features include a spacious laundry room with cabinets and a granite countertop with a sink, crown molding in several rooms, double-pane windows, storm doors, ceiling fans in every bedroom, a pre-plumb for a water softener and water osmosis, a Bluetooth-enabled video doorbell device, a Wi-Fi-enabled thermostat, rain gutters, and an irrigation system. The home is HERs-rated and energy-star certified. The community boasts a large clubhouse with top-caliber amenities, including about 5 miles of walking trails, indoor and outdoor pools, hot tubs, tennis and pickleball courts, fitness classes, bocce ball, an indoor track, a workout room, a ballroom, a library, a billiards room, separate locker, and showers and dressing areas. The Lifestyle staff and volunteers organize numerous events, including wellness and exercise classes, cultural events, outdoor excursions, neighborhood parades, monthly bingo and karaoke, and group volunteering. Conveniently situated with easy access to Loop 1604, TX-16, TX-151, and IH-10, explore outstanding amenities, attractions, shopping, and restaurants at Alamo Ranch, The Shops at La Cantera, The Rim, and local parks such as Government Canyon State Park and the Greenway Trails System. Close to Lackland AFB and Joint Base Camp Bullis, this home is not just a dwelling; it's a narrative of comfort, convenience, and community. Capture the chance to turn this exceptional location into your home, featuring acclaimed Northside schools, private schools, and no city taxes. This home, community, and prime location offer a lifestyle that transcends the ordinary. Move into a story waiting to be told in this next chapter of your life.
Source: SABOR #1796360
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1796360
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1796360
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.