41309 N BELFAIR WAY, Anthem, AZ 85086
3.5% ASSUMABLE MORTGAGE AVAILABLE UPON APPROVAL .Welcome to your oasis in Anthem Country Club, nestled in the picturesque community, this charming residence at 41309 N Belfair Way offers an exceptional blend of comfort, style, and convenience. With 2 bedrooms, 2 bathrooms, 1 office and spanning 2039 square feet, New Roof in 2023 and New AC unit in 2015 are just a couple of the many updates in the home. As you approach the property, you're greeted by its captivating curb appeal. A meticulously manicured front yard invites you into a world of tranquility and serenity. Step inside, and you'll be enchanted by the seamless fusion of contemporary design and timeless elegance. The heart of the home is the spacious living area, where natural light floods through large windows, creating a warm The open-concept layout, adding a touch of sophistication to the space. Whether you're unwinding after a long day or entertaining guests, this versatile area effortlessly adapts to your lifestyle needs. The gourmet kitchen is a culinary masterpiece, equipped with top-of-the-line stainless steel appliances, sleek granite countertops, and ample cabinet space. From morning brunches to gourmet dinners, cooking here is a delight for any aspiring chef. Retreat to the luxurious master suite, where relaxation awaits. Featuring plush carpeting, a walk-in closet, and an ensuite bathroom complete with a spa-like soaking tub, this private sanctuary is your personal haven from the stresses of everyday life. The additional bedroom offers comfort and versatility, perfect for accommodating guests or setting up a home office. A second full bathroom ensures convenience and privacy for everyone. Step outside to your own private paradise. The expansive backyard beckons with lush landscaping, a covered patio, and plenty of space for outdoor entertaining. Host summer barbecues, enjoy al fresco dining under the stars, or simply soak in the Arizona sunshine in your own private retreat. Located in the prestigious community of Anthem Country Club, this home offers unparalleled amenities and conveniences. Enjoy access to world-class recreational facilities, including sparkling pools, tennis courts, and scenic walking trails. With shopping, dining, and entertainment options just minutes away, everything you need is right at your fingertips. Don't miss this rare opportunity to make this Anthem gem your own. Whether you're starting a new chapter or looking for the perfect place to call home, 41309 N Belfair Way offers the ultimate blend of luxury, comfort, and style. View this gorgeous home today and experience the epitome of Arizona Country Club Living!
You may be able to put down less than the total down payment amount of $292,993 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6673215
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.