413 Delancy Dr, Woodstock, GA 30189
3 beds · 2 baths · 1,974 sqft
Welcome to Your Dream Home in Woodstock, GA! This stunning 3-bedroom, 2.5-bath townhome, built in 2020, offers the perfect blend of modern design and unbeatable convenience. Nestled in the heart of vibrant Woodstock, this home is your gateway to comfort, style, and a prime location. Step Inside: An inviting open floor plan that seamlessly connects the living, dining, and kitchen areas. A chef-inspired kitchen featuring sleek stainless steel appliances and abundant counter space, perfect for preparing meals or hosting gatherings. Bright and airy living spaces designed for relaxation and everyday living. Step Outside: Your own private fenced backyard—ideal for cozy evenings, weekend barbecues, or a peaceful retreat. Prime Location: Just steps from major shopping centers, dining, and entertainment options. Minutes from downtown Woodstock, offering charming restaurants, boutique shopping, and a thriving community vibe. For nature enthusiasts, enjoy nearby walking trails that provide a serene escape into the outdoors. Special Features: FHA Assumable Loan at an incredible 2.875% interest rate—ask for details! This home truly has it all—modern living, a fantastic location, and an unbeatable opportunity. Don’t wait—schedule your showing today and make this Woodstock gem yours!
Source: FMLS #7514148
Financials
Source: FMLS #7514148
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.