412 Golden Rod Ct, Griffin, GA 30223
2 beds · 2 baths · 1,770 sqft
Welcome to this stunning 2-bedroom, 2-bath ranch home in the sought-after Sun City Peachtree, a Dell Webb active adult community that offers a true resort style living! This well cared for home is only 5 years young. The Abbeyville floor plan boasts an open-concept design with a flexible room adorned with a charming barn door, perfect as a home office, reading nook, or formal dining space. The gourmet kitchen impresses with a farmhouse apron sink, beautiful white cabinets, custom vent hood, large island, stainless steel appliances, and subway tile backsplash. Off the kitchen is a bright sunroom leading to a grilling patio and a private, wooded backyard. The spacious family room offers warmth and style with a gas log fireplace, a custom ceiling fan, and engineered hardwood flooring throughout—no carpet in sight. The expansive owner's suite easily accommodates a king-sized bed and large furniture, while the en-suite bath features double vanities and a luxurious ZERO- ENTRY TILED SHOWER. Additional highlights include a drop zone area that can serve as a workstation, a full-size laundry room, and an oversized garage with a walk-up attic—no need for pull-down attic stairs! This home has updated lighting throughout, along with custom ceiling fans in all the bedrooms & plentiful storage/closet space! Sun City Peachtree offers so many exciting activities & amenities for the active lifestyle to include, 2 Community Pools indoor & outdoor, Golf, Tennis, State of the art Gym, Bocce Ball, Pickleball, Billiards, Scheduled recreational activities, Dog Parks, Walking Paths and so much more! Experience the comfort and convenience of this beautiful home among resort style living! Secure this home's 3% ASSUMABLE MORTGAGE, save thousands annually, and close in 45 days when you work with Roam. Reach out to Listing Agent for more details!
Source: FMLS #7481447
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7481447
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7481447
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.