4119 Navigator Way, Kissimmee, FL 34746
4 beds · 3 baths · 2,341 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Resort style living in the award winning residential community of Isles of BellaLago. This beautiful home sits on an LARGE lot completely with amazing WATER VIEWS to enjoy from the covered lanai complete with wiring for a hot tub. As you enter the foyer there is a living area with sliding doors overlooking the backyard oasis and to the right is a formal dining room. Beautiful tiled floors continuous throughout the whole home. Continue through to the kitchen equipped with wood cabinets, granite counter tops, stone baksplash and accents along the island all new stainless steel appliances. There is a nook for a kitchen table and a bar top with room for four stools. The kitchen area is open to the family room complete with large picture window and sliding doors overlooking the outside patio and pond. To the left as you enter there is a hallway leading to two bedrooms that share a full bath and a large primary bedroom, walk in closet and bathroom that has double sinks, make up area, stand alone shower and soaking tub. Fourth Bedroom to the right of the kitchen on the first floor with a fully remodeled modern shower. The community of Bellalago and Isle of Bellalago offers tons of resort style amenities including 24 hours manned gated security, three swimming pools, a hot tub, water park and splash pad, a restaurant/bar, two state of the arts fitness center with classes, fishing pier and boat dock, beach volleyball, a playground, tennis and basketball courts, daily activities and so much more. You’ll be conveniently located close by shopping and dining, Publix, Walgreens, Walmart, Bellalago Academy, and Valencia College. Do not miss your chance to view this Amazing Home! NEW WATER HEATER 2025, AC 2021, ROOF 2017
Source: STELLAR #O6284777
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6284777
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.