4113 Navigator Way, Kissimmee, FL 34746
5 beds · 4 baths · 2,948 sqft
One or more photo(s) has been virtually staged. Resort style living in the award winning residential community of Isles of BellaLago. This beautiful home sits on an EXTRA LARGE lot completely fenced with amazing WATER VIEWS to enjoy from the covered lanai. As you enter the foyer there is a living area with sliding doors overlooking the backyard oasis and to the right is a formal dining room. Beautiful large tiles continuous throughout the whole home. Continue through to the kitchen equipped with 42 in cabinets, granite counter tops, tiled baksplash accents along the island all new stainless steel appliances even an induction cook top. There is a nook for a kitchen table and a bar top with room for four stools. The kitchen area is open to the family room complete with large picture window and sliding doors overlooking the outside patio and pond. To the left as you enter there is a hallway leading to two bedrooms that share a full bath and a large primary bedroom, walk in closet and bathroom that has double sinks, make up area, stand alone shower and soaking tub. Fourth Bedroom to the right of the kitchen on the first floor with a full bath that has a door leading to the back lanai. Stairs off the kitchen lead up to the large loft complete with private full bath. This area can be used as a fifth Bedroom, home office or even a screening room. This home has so many upgrades, full outdoor Summer Kitchen, Spa, Pavered Tiles and screened in lanai and TWO NEW AC units. New Kitchen Appliances, SOLAR PANELS PAID OFF at closing, New Garage Door and Front Door, Water Purifier, New Gutter System, New Landscaping, New Fencing, Widened Driveway. Solar keeps your electricity bills around $4o. The community of Bellalago and Isle of Bellalago offers tons of resort style amenities including 24 hours manned gated security, three swimming pools, a hot tub, water park and splash pad, a restaurant/bar, two state of the arts fitness center with classes, fishing pier and boat dock, beach volleyball, a playground, tennis and basketball courts, daily activities and so much more. You’ll be conveniently located close by shopping and dining, Publix, Walgreens, Walmart, Bellalago Academy, and Valencia College. Do not miss your chance to view this Amazing Home!
Source: STELLAR #o6251304
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6251304
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6251304
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