4112 Lafayette St, Dallas, TX 75204
3 beds · 3 baths · 2,030 sqft
Charming 3-bed, 2.5-bath townhome with stunning views of the Dallas skyline from the rooftop patio. Spanning three floors, this home offers an open-concept living and dining area with rich hardwood floors, elegant wood columns, and a faux fireplace perfect for cozy décor. The kitchen features sleek black countertops, a center island, subway tile backsplash, and white cabinetry with a built-in microwave and oven combo. A chalkboard-painted pantry door adds a fun, functional touch. The third-floor primary bedroom is a peaceful retreat with soft blue walls, crown molding, and a spacious walk-in closet. The en-suite bath includes a double vanity, soaking tub, and walk-in shower. Two additional bedrooms, one featuring custom shelving, offer flexible space for guests, an office, or a study. A conveniently located half bath on the second floor adds extra practicality. Enjoy the convenience of a first-floor laundry closet near the 2-car garage entrance. The townhome is filled with natural light from large windows, including an arched window in the third bedroom. Perfectly located, just a few blocks from popular spots like E Bar Tex-Mex and Loro Asian Smokehouse on Haskell Ave, and minutes from The Rustic with its Texas beers, live music, and patio dining. Within walking distance, you'll also find Target, OfficeMax, Ross, and PetSmart, making errands a breeze. Plus, you’re just a short drive from the Dallas Farmers Market and the bustling shops and restaurants in Uptown. This townhome combines urban convenience with stylish living, perfect for relaxation and entertaining. All information provided is deemed reliable but is not guaranteed and should be independently verified.
Source: NTREIS #20755033
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20755033
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20755033
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.