4103 Pinar Dr, Bradenton, FL 34210
3 beds · 3 baths · 2,736 sqft sqft
Introducing this Florida ranch-style home nestled on an expansive shaded lot, complete with a captivating kidney-shaped pool and spa. Located in one of the highly sought-after IMG Academy adjacent neighborhoods, this residence offers the perfect blend of luxury and tranquility. Surrounded by the lush greenery of a semi-private golf course, the community provides a serene, sun-filled living experience. As you enter the property, you'll be greeted by a graceful circular driveway designed to effortlessly accommodate both automobiles and golf carts. Step inside to discover an inviting living space adorned with a well-equipped and visually appealing kitchen. The kitchen boasts a convenient island for easy food preparation and guest seating, perfect for culinary enthusiasts. The adjacent living room features a charming woodburning stone fireplace, creating a cozy ambiance for relaxing evenings. Elegant double bay windows adorn the dining area, seamlessly connecting the various living areas for comfortable everyday living and entertaining. For those seeking a seamless indoor-outdoor lifestyle, the kitchen opens up to a spacious lanai with wall-to-wall sliders. This allows for views of the new heated, saltwater pool and paver patio, as well as the expanses of the fenced in backyard. Each of the generously sized bedrooms offers access to an en suite bathroom with glass-enclosed showers. These bedrooms can easily accommodate additional seating or a personalized dressing area. This home is truly worth seeing and acquiring for your own. Well situated to take a short drive to either St Petersburg, Sarasota, or Longboat Key beaches. Don't miss out on this incredible opportunity to own a home in sought after, El Conquistador neighborhood.
Source: STELLAR #u8251816
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8251816
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8251816
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.